Bank · FDIC insured
First Community Bank
A $943.8M bank headquartered in Shelbyville, TN, with 4 branches in Tennessee. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings780.25%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Community Bank
First Community Bank opened its doors on Elm Street in Shelbyville, Tennessee in 1988.
The institution serves customers across Bedford and Moore counties in Middle Tennessee.
In 2002, it acquired a mortgage business now known as First Community Mortgage.
- Headquarters
- 207 Elm St, Shelbyville, TN 37160
- FDIC certificate
- 27211 ↗
Branches
4 branches in Tennessee
Loading map…
Tennessee
4 branches
Shelbyville area · 3
- First Community Bank of TennesseeMain office207 Elm St, Shelbyville, TN 37160Directions
- Airport Park Branch2841 Highway 231 N, Shelbyville, TN 37160Directions
- Madison Street Branch1051 Madison St, Shelbyville, TN 37160Directions
Tullahoma area · 1
- Lynchburg Branch535 Majors Blvd, Lynchburg, TN 37352Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.75% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.73% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $101 | $81 | — |
- CapitalLeverage ratio10.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.75%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.73%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$101Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.