Bank · FDIC insured
First National Bank of Middle Tennessee
A $952.4M bank headquartered in McMinnville, TN, with 9 branches in Tennessee. Best rates: savings 0.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings720.65%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Middle Tennessee
Serving Middle Tennessee since 1874, First National Bank of Middle Tennessee operates 11 locations from McMinnville to Nashville.
- Headquarters
- 200 E Main St, McMinnville, TN 37110
- FDIC certificate
- 4952 ↗
Branches
9 branches in Tennessee
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Tennessee
9 branches
Nashville area · 5
- Franklin Office Branch1175 Meridian Blvd, Franklin, TN 37067Directions
- Gateway Blvd Branch1708 Gateway Blvd, Murfreesboro, TN 37129Directions
- Memorial Blvd Branch3427 Memorial Blvd, Murfreesboro, TN 37129Directions
- Nashville Branch1911 21st Ave S, Nashville, TN 37212Directions
- Woodbury Office Branch925 W Main St, Woodbury, TN 37190Directions
McMinnville area · 4
- The First National Bank of Middle TennesseeMain office200 E Main St, McMinnville, TN 37110Directions
- Smithville Hwy Branch917 Smithville Hwy, McMinnville, TN 37110Directions
- Northgate Branch9015 Manchester Hwy, Morrison, TN 37357Directions
- Viola Branch3 Lynn St, Viola, TN 37394Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.03% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.22% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.04% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio10.03%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.22%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.04%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Middle Tennessee are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.