Bank · FDIC insured
Volunteer Bank Savings Rates
Volunteer Bank’s best savings rate is 0.25% APY on $10,000, with its Advantage Money Market. Rates checked October 15, 2026.
How Volunteer Bank’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Volunteer Bank has the most branches. $10,000, best rate first.
This bank’s best
Volunteer Bank
0.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $25
Advantage Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Volunteer Bank savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Volunteer Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Money Market
0.25%APY
Avoid the $15 monthly service fee by maintaining a $5,000 minimum daily balance (or if balance falls below $5,000 on any one day of the statement cycle). Includes up to 6 withdrawals or transfers per statement cycle; $10 fee applies to each additional transaction per monthly statement cycle. Rates may change after account opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1: Below $50,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.25% | $25 | Tier 1: Below $50,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
| $50,000 – $1,000,000Tier 5: Equal to or greater than $500,000 but less than $1,000,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.55% | — | Tier 5: Equal to or greater than $500,000 but less than $1,000,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
| $50,000 – $100,000Tier 2: Equal to or greater than $50,000 but less than $100,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.35% | — | Tier 2: Equal to or greater than $50,000 but less than $100,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
| $100,000 – $250,000Tier 3: Equal to or greater than $100,000 but less than $250,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.40% | — | Tier 3: Equal to or greater than $100,000 but less than $250,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
| $250,000 – $500,000Tier 4: Equal to or greater than $250,000 but less than $500,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.50% | — | Tier 4: Equal to or greater than $250,000 but less than $500,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
| $1,000,000 and upTier 6: Equal to or greater than $1,000,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. | 0.60% | — | Tier 6: Equal to or greater than $1,000,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle. |
Sources (3)
- volunteer.bank/personal/savings
- volunteer.bank/personal/saving…antage-money-market.html
- volunteer.bank/tools/tools/rates.html
All captured Oct 15, 2026
Special-purpose accounts
Advantage Savings
0.20%APY
Avoid the $10 monthly service charge by maintaining a $100 minimum daily balance; no monthly service charge for customers under the age of 18. Includes up to 6 withdrawals or transfers per statement cycle ($5 fee applies to each additional transaction).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. $10 monthly fee waived with $100 minimum daily balance or for customers under 18.Over $0 | 0.20% | $20 | Minimum balance to obtain APY is $0.01. $10 monthly fee waived with $100 minimum daily balance or for customers under 18. |
Individual Retirement Accounts (IRAs) - Savings IRA
0.20%APY
Traditional and Roth IRA options available. No setup fees, no monthly or annual maintenance fees. Annual contribution limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo setup or maintenance fees. $1,000 minimum deposit to open.Any balance | 0.20% | $20 | No setup or maintenance fees. $1,000 minimum deposit to open. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.