Compare Bank & Credit Union Rates
Best savings rates in Oregon
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Oregon
- 3.00%APY$300 a year on $10,000
Requirements
Product: Minimum balances start at $500. Up to 6 withdrawals per month (in-person and by check; withdrawing more than 6 times per month may incur a fee).
Offer: Earn up to 3.00% APY on entire money market account balance. Rates may change without notice.
Rate checked
More details - 2.79%APY$279 a year on $10,000
Requirements
Product: STCU membership is required to open account. Rate is variable and balance tiers may change after account is opened.
Offer: APY accurate as of last dividend declaration date. Rate variable; balance tiers may change after opening. Dividends compounded monthly. No monthly service charge. Unlimited in-person deposits and withdrawals. Limited to six pre-authorized/remote transfers per month with excess fees possible.
Compounded monthly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - Northwest Adventist Federal Credit UnionMoney MarketMoney Market · $5,000 min
Credit union · 1 branch
2.02%APY$202 a year on $10,0002.00% interest rate
Rate checked
More details - 2.02%APY$202 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases post/settle, be enrolled in e-statements, and have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post/settle per monthly qualification cycle.
Offer: Qualifications met in linked Kasasa checking account (12 debit card purchases, e-statements, 1 direct deposit/ACH/bill pay).
Qualified rate · 2.00% interest rate · No monthly fee · Effective Apr 10, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.02% $25,000 and upQualifications met in linked Kasasa checking account; 0.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. Free e-statements required.
Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit, at least 15 debit card purchases, enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jun 1, 2024
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 2 qualifying loans.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Maps Credit UnionPrivate Client Premium Money MarketPrivate Client Premium Money Market · $500 min · 0.25%–3.50% by balance
Credit union · 15 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Private Client Premium Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Maps Credit UnionIndexed Money Market AccountIndexed Money Market Account · $5 min · 0.25%–2.00% by balance
Credit union · 15 branches
2.00%APY$200 a year on $10,000Requirements
Product: The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $5,000 0.25% $5,000 and upYour amountHighest rate is tied to half of the Federal Fund rate. 2.00% Rate checked
More details - Heritage Grove Federal Credit UnionGroveUp SavingsSavings · $0 min · 0.10%–3.25% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Zero service fees and monthly dividends deposited directly into account. Only one GroveUp Account per member. Requires online account opening, e-Statements and digital banking registration.
Offer: Tier 1: $0 – $2,000. Requires online account opening, e-Statements and digital banking registration. Limit one account per member.
3.20% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for GroveUp Savings Balance APY Up to $2,000 3.25% $2,000 – $10,000Your amountBlended APY 3.25% – 2.25%. 2.00%* $10,000 – $20,000Blended APY 2.25% – 1.25%. 0.25%* Over $20,000Blended APY 1.25% – 0.10%. 0.10%* Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 105 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Maps Credit UnionAdvanced Private Client Money Market with Excess Share InsuranceAdvanced Private Client Money Market with Excess Share Insurance · $500 min · 0.10%–3.35% by balance
Credit union · 15 branches
1.87%APY$187 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advanced Private Client Money Market with Excess Share Insurance Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 1.87% $100,000 – $250,000 2.35% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.10% $1,000,000 and up 3.35% Rate checked
More details - Emerald Empire Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.80% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Tiered-rate account; dividends are compounded and credited quarterly based on average daily balance once minimum daily balance reaches $5,000. Rate applies to the entire balance once a balance range is met. Preauthorized, automatic, telephonic, or electronic transfers are limited to 6 per month. Under Financial Partners, earn an additional 0.10% APY for having 2-3 qualified services and an additional 0.20% APY for 4 or more qualified services.
Offer: No dividend paid until minimum daily balance reaches $5,000.00.
Qualified rate · 0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 0.00% $5,000 – $24,999Your amountTier 1 relationship rate with Financial Partners: requires 4 or more qualified services (additional 0.20% APY; 2-3 qualified services earn an additional 0.10% APY). Dividends paid on full balance. 1.50% $25,000 and upTier 2 relationship rate with Financial Partners: requires 4 or more qualified services (additional 0.20% APY; 2-3 qualified services earn an additional 0.10% APY). Dividends paid on full balance. 1.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oregon
249 accounts at 78 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.15%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch