Credit union · NCUA insured
Benton County Schools Credit Union Savings Rates
Benton County Schools Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Benton County Schools Credit Union’s savings rates compare
Compared with banks and credit unions near Corvallis, OR, where Benton County Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Benton County Schools Credit Union
1.01%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $101
Member Advantage Savings
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
OnPoint Community Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $375
Benton County Schools Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.01%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Benton County Schools Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Change Saver
1.11%APY
Requires a Regular Share and Checking account. Debit card purchases are rounded up to the nearest dollar and transferred into account. Direct deposits into this account are not allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.11% | $111 |
Member High Yield Savings
1.11%APY
Requires a Regular Share account. Earns interest monthly based on average monthly balance. Starts at $25,000. Offers Benton's highest savings earning potential.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 and up | 1.11% | — |
Money Market
1.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY ranges from 1.01% to 1.11%Any balance | 1.01% | $101 | APY ranges from 1.01% to 1.11% |
Sources (1)
- bcscu.org/savings-rates · captured Sep 15, 2026
Member Advantage Savings
1.01%APY
Requires a Regular Share account. Earns interest monthly based on average monthly balance. Starts at $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.01% | $101 |
Household Savings
0.10%APY
Requires a Regular Share account. No minimum balance required. Dividends compounded quarterly. Same rate as Regular Shares.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Miscellaneous Savings
0.10%APY
Requires a Regular Share account. No minimum balance required. Dividends compounded quarterly. Same rate as Regular Shares.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Regular Shares (Membership Savings)
0.10%APY
Minimum balance to open $25. Required membership account. Dividends paid quarterly based on average balance for the quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Summer Savings
0.10%APY
Requires a Regular Share account. No minimum balance required. Dividends compounded quarterly. Same rate as Regular Shares.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Tax Savings
0.10%APY
Requires a Regular Share account. No minimum balance required. Dividends compounded quarterly. Same rate as Regular Shares.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
Health Savings Account (HSA)
1.11%APY
Must have a High Deductible Health Plan. Requires a Regular Share account. Open with a low minimum balance. Earn dividends on balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.11% | $111 |
IRA Savings Account
1.00%APY
Requires a Regular Share account. Available as Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts. IRA Savings Accounts pay the Money Market rate with interest compounded monthly. Minimum balance to open $1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate stated as 1.00% - 1.10% APR, 1.01% - 1.11% APY. Pays the Money Market rate. Minimum balance to open $1.Any balance | 1.00% | $100 | Rate stated as 1.00% - 1.10% APR, 1.01% - 1.11% APY. Pays the Money Market rate. Minimum balance to open $1. |
Holiday Savings
0.10%APY
Requires a Regular Share account. No minimum balance required. Dividends compounded quarterly. Same rate as Regular Shares.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Benton County Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents who live in Benton or Linn County / the local community are eligible for membership.
Military, government and schools
- Employees of schools, school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
- Retirees and volunteers of eligible school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Cost to join
- Membership requires opening a savings account with a $25 deposit.
Membership information collected October 4, 2026.