Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in New York
- 0.20%APY$20 a year on $10,000
Requirements
Offer: Interest credited and compounded quarterly. Fees may reduce earnings on the account.
0.20% interest rate · Compounded quarterly · Effective Aug 27, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: A minimum balance fee of $2.00 is charged every month if the average daily balance for the month falls below $10.00. Interest is credited and compounded monthly. Fees may reduce earnings on the account.
0.20% interest rate · Compounded monthly · $2 monthly fee · Effective Aug 27, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 28 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Jovia Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–1.00% by balance
Credit union · 20 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance to earn APY is based on a 30-day month. Fees could reduce earnings on the account. Rates on Savings and Checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.
Offer: Minimum to earn APY is $2,500.00 (based on a 30-day month).
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.20% $25,000 – $49,999Minimum to earn APY is $25,000.00 (based on a 30-day month). 0.30% $50,000 – $99,999Minimum to earn APY is $50,000.00 (based on a 30-day month). 0.40% $100,000 – $249,999Minimum to earn APY is $100,000.00 (based on a 30-day month). 0.55% $250,000 – $999,999Minimum to earn APY is $250,000.00 (based on a 30-day month). 0.75% $1,000,000 and upMinimum to earn APY is $1,000,000.00 (based on a 30-day month). 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - Greece Community Federal Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: Min Balance $5.00
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - Cross County Savings BankMoney MarketMoney Market · $2,500 min · 0.15%–0.40% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. Monthly maintenance fee of $10.00 waived if daily balance is at or above $2,500.00.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.15% $2,500 – $10,000Your amount 0.20% $10,000 – $75,000 0.35% Over $75,000 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available to consumers who do not qualify for other consumer depository products, other than Model Safe accounts. Maximum 6 covered transactions per statement cycle.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate. Minimum $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: Minimum to obtain APY is $0.01. $100 average daily balance requirement avoids monthly $3.00 fee.
0.20% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - Inner Lakes Federal Credit UnionSavingsSavings · $5 min · 0.20%–0.30% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,0000.20% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $1,500 0.20% $1,500 – $15,000Your amount 0.20% $15,000 – $35,000 0.25% $35,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- Utica Gas & Electric Federal Credit UnionCredit union · 1 branch
- Salt City Federal Credit UnionCredit union · 2 branches