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Best savings rates in Union, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Union County, NJ · Showing Union County, NJ: too few institutions in Union, NJ
- 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 5, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A base account that establishes eligibility for other products. Requires maintaining a minimum balance of $10.00. Annual sponsoring membership fee may apply.
0.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.
Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.
$5 monthly fee · Effective Oct 4, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A minimum of $1 is required to open a Primary Share Savings Account and maintain Membership. Excessive transactions may result in fees.
0.01% interest rate · Effective Oct 4, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum balance of $5.00 required to keep the account open. Grants member/owner status in Motion FCU.
0.01% interest rate
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of $5.00 in Regular Share Savings account as a condition of admission to membership. Open to anyone who lives, works, goes to school, or conducts business in Union County, NJ and their family members. Par value of a share is $5.00. $100.00 minimum daily balance required to earn APY. Accounts closed prior to the end of the dividend period forfeit accrued dividends.
Offer: As of last dividend declaration date. Compounded and credited quarterly. Minimum balance to open is $5.00. Must maintain minimum daily balance of $100.00 each day to obtain APY.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of $5.00 in Regular Share Savings account as a condition of admission to membership. Open to anyone who lives, works, goes to school, or conducts business in Union County, NJ and their family members. Par value of a share is $5.00. $100.00 minimum daily balance required to earn APY. Accounts closed prior to the end of the dividend period forfeit accrued dividends.
Offer: Minimum balance to open savings account is $5. Minimum required to earn stated interest is $100. Rates valid as of 07/01/20.
0.01% interest rate · Effective Jan 1, 2023
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Union County, NJ
107 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches