Compare Bank & Credit Union Rates
Best savings rates in Montana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Montana
- Russell Country Federal Credit UnionHigh Yield SavingsSavings · $5,000 min · 0.55%–0.95% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Requires $5,000 minimum balance. Minimum transaction (deposit or withdrawal) amount is $500. If balance is at or below $4,999.99, rate reverts to the Money Market Rate for that tier; if balance drops below $1,000, rate reverts to Primary Share rate. All accounts require $25 Membership Share.
Offer: Dividends accrue daily and are paid monthly at the end of each month.
0.55% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $5,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.55% $50,000 – $75,000 0.60% $75,000 – $99,999 0.65% $100,000 – $250,000 0.70% $250,000 and up 0.95% Rate checked
More details - Park Side Credit UnionMoney Market AccountMoney Market Account · $1,000 min
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Fees and other conditions may reduce earnings on the account.
Offer: Minimum $1,000 required to earn dividends.
0.50% interest rate · Effective Jul 28, 2024
Rate checked
More details - Altana Federal Credit UnionACE Money MarketACE Money Market · 0.50%–3.05% by balance
Credit union · 11 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates based on Average Daily Balance (ADB). To earn stated APY, minimum balance must be maintained daily. Monthly maintenance fee waived if minimum balance maintained.
Offer: ADB under $250,000
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for ACE Money Market Balance APY Up to $250,000Your amount 0.50% $250,000 and upADB $250,000+ 3.05% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires $25 Membership Share. If the balance drops below $1,000, the account will remain open but the rate will revert to the Primary Share rate. Minimum withdrawal amount is $200. No minimum required on subsequent deposits. Dividends accrue daily and are paid monthly.
Offer: Requires $1000 minimum balance. If the balance drops below $1000, the account will remain open but the rate will revert to the Primary Share rate.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $1000 min., $1500 to earn dividend
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Billings Federal Credit UnionPriority Money Market AccountPriority Money Market Account · $0 min · 0.00%–0.60% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Non-Certificate dividends accrue daily and are paid monthly. The rate may change after the account is opened. APY represents Annual Percentage Yield. APY is accurate as of the last dividend declaration date. $25.00 Share Savings deposit required. Fees or other conditions may reduce earnings on the account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Priority Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.50% $50,000 – $99,999 0.55% $100,000 and up 0.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain $100 balance to waive the monthly fee. Interest paid quarterly.
Offer: Maintain $100 balance to waive monthly fee; $100 minimum to open; interest paid quarterly.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain $100 balance to waive monthly fee.
Offer: Maintain $100 balance to waive the fee.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly fee, no minimum opening deposit, and no minimum balance requirement.
No monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Primary share account (savings). Dividends are calculated daily and paid quarterly.
Offer: Dividends on your savings are calculated daily and paid quarterly. Rates may change after the account is opened.
0.50% interest rate · Effective Oct 23, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Secondary share account (savings). Dividends are calculated daily and paid quarterly.
Offer: Dividends on your savings are calculated daily and paid quarterly. Rates may change after the account is opened.
0.50% interest rate · Effective Oct 23, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000intro rate
Requirements
Product: Dividends are compounded on an average daily balance. The dividend rate for each quarter is determined at the end of each quarter after expenses are calculated and required reserve transfers are made.
Offer: Paid out for the quarter ending June 30, 2026. Dividends are paid on a balance of $25 or more.
Promotional rate · Effective Jun 30, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link account to one of the Kasasa checking options.
Offer: No monthly service fees and no minimum balance. Requires linking to Kasasa Cash Checking.
Qualified rate · 0.50% interest rate · No monthly fee
Rate checked
More details - Montana Educators' Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.75% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Every member must have a share savings account with a minimum balance of $25. Savings sub-accounts may be set up.
Offer: Earns monthly dividends based on the average daily balance, declared monthly by the Board of Directors.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Montana
156 accounts at 51 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.87%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches