Compare Bank & Credit Union Rates
Best savings rates in Livingston, MT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Park County, MT · Few institutions in Park County, MT: choose a wider area in the filters
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires linking to a Free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 15 debit card purchases; enrolled in and log into online banking).
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Sky Federal Credit UnionRegular Money MarketRegular Money Market · $1,000 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Avoid the $10 monthly fee by maintaining minimum balance of $1,000. Up to 3 direct checks per month. Dividends paid monthly based on average daily balance.
0.75% interest rate · $10 monthly fee · Effective Dec 16, 2025
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.25% $50,000 – $99,999 1.50% $100,000 and up 1.50% Rate checked
More details - Sky Federal Credit UnionSky High Wealth Builder PlusSavings · $2,500 min · 0.80%–0.85% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Secondary savings account. 3 free debits per month; $20 fee for non-qualified withdrawals in excess thereafter. Requires total deposit of $100 per month to avoid $5 monthly fee, and minimum average daily balance of $2,500 to avoid $25 monthly maintenance fee.
Offer: Dividends paid monthly based on average daily balance. $25 monthly fee waived by maintaining minimum average daily balance of $2,500; additional $5 fee waived with $100/month deposits.
0.79% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Sky High Wealth Builder Plus Balance APY $2,500 – $20,000Your amount 0.80% $20,000 and up 0.85% Rate checked
More details - Sky Federal Credit UnionBorrow & Save SavingsSavings · $25 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Savings account associated with Borrow & Save loan program.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Borrow & Save Savings Balance APY Up to $1,200 0.05% $1,201 – $2,400 0.10% $2,401 – $3,600 0.15% $3,601 – $4,800 0.25% $4,801 – $6,000 0.25% $6,001 and upYour amount 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to a Free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN.
Offer: Base rate earned on all balances if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account. $20 fee per withdrawal. Requires a total deposit of $25 per month to avoid the $5 monthly fee.
Offer: Dividends paid monthly based on average daily balance. $5 monthly fee waived with total deposit of at least $25/month.
0.05% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Prize-linked savings account for Montana residents who are members in good standing. Max 2 withdrawals per 12-month period (1st = $10, 2nd = $25, 3rd requires account closure and forfeiture of entries). One penalty-free withdrawal permitted during anniversary month.
Offer: Earns entries into cash drawings (1 entry per $25 month-over-month balance increase).
0.05% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Park County, MT
17 accounts at 3 banks and credit unions · checked Oct 22
- Typical
- 0.05%
- Top 10% from
- 0.82%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.05%
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Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches