Credit union · NCUA insured
MDU Employees Federal Credit Union Savings Rates
MDU Employees Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Dividend Rates. Rates checked October 22, 2026.
How MDU Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Montana, where MDU Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MDU Employees Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Dividend Rates
Top rate
Daniels-Sheridan Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
2nd-highest rate
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
MDU Employees Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MDU Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Dividend Rates
0.50%APY
Dividends are compounded on an average daily balance. The dividend rate for each quarter is determined at the end of each quarter after expenses are calculated and required reserve transfers are made.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPaid out for the quarter ending June 30, 2026. Dividends are paid on a balance of $25 or more.$25 and up | 0.50% | $50 | Paid out for the quarter ending June 30, 2026. Dividends are paid on a balance of $25 or more. |
Sources (1)
- mdufcu.com/services/dividend-rates · captured Sep 16, 2026
Who can join MDU Employees Federal Credit Union
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