Credit union · NCUA insured
Altana Federal Credit Union Savings Rates
Top CarrotAltana Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Wealth Builder Plus Savings Account. Rates checked October 22, 2026.
How Altana Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Billings, MT, where Altana Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Altana Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
Wealth Builder Savings Account
Top rate
Billings Federal Credit Union
2.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $250
3rd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Altana Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.55%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Altana Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
ACE Money Market
0.50%APY
Rates based on Average Daily Balance (ADB). To earn stated APY, minimum balance must be maintained daily. Monthly maintenance fee waived if minimum balance maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000ADB under $250,000 | 0.50% | $50 | ADB under $250,000 |
| $250,000 and upADB $250,000+ | 3.05% | — | ADB $250,000+ |
Sources (1)
- altanafcu.org/rates · captured Oct 4, 2026
Sam Money Market
0.03%APY
Rates based on Average Daily Balance (ADB). To earn stated APY, minimum balance must be maintained daily. Monthly maintenance fee waived if minimum balance maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000ADB under $25,000 | 0.03% | $3 | ADB under $25,000 |
| $25,000 – $50,000ADB $25,000 – $49,999.99 | 1.85% | — | ADB $25,000 – $49,999.99 |
| $50,000 – $75,000ADB $50,000 – $74,999.99 | 2.10% | — | ADB $50,000 – $74,999.99 |
| $75,000 – $100,000ADB $75,000 – $99,999.99 | 2.35% | — | ADB $75,000 – $99,999.99 |
| $100,000 and upADB $100,000+ | 2.55% | — | ADB $100,000+ |
Sources (1)
- altanafcu.org/rates · captured Oct 4, 2026
Metro Savings
Up to 2.00%APY
eStatements are required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average Daily Balance (ADB) under $10,000. | 2.00% | — | Average Daily Balance (ADB) under $10,000. |
| $10,001 and up | 0.03% | — |
Wealth Builder Plus Savings Account
2.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $19,999 | 2.00% | $200 |
Sources (1)
- altanafcu.org/rates · captured Oct 4, 2026
Wealth Builder Savings Account
2.00%APY
Mandatory monthly deposits and limited withdrawal access.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 2.00% | $200 |
Special-purpose accounts
Christmas Club
2.75%APY
Funds are ready in November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000ADB >$5,000 earns 0.000%.Up to $5,000 | 2.75% | — | ADB >$5,000 earns 0.000%. |
Coverdell, Traditional & Roth IRA Shares
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average Daily Balance (ADB) under $10,000. | 0.05% | — | Average Daily Balance (ADB) under $10,000. |
| $10,000 – $24,999 | 0.10% | $10 | |
| $25,000 – $49,999 | 0.15% | — | |
| $50,000 – $99,999 | 0.20% | — | |
| $100,000 and up | 0.25% | — |
Sources (1)
- altanafcu.org/rates · captured Oct 4, 2026
Who can join Altana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in 40 Montana counties or 9 Wyoming counties are eligible for membership.
Family and household
- Relatives of an Altana member are eligible for membership.
Cost to join
- To join and belong to the cooperative, members must open and maintain a member savings account with a minimum deposit and balance of $25 ($5 for ages 0-11).
Membership information collected October 4, 2026.