Compare Bank & Credit Union Rates
Best savings rates in Springfield, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Springfield, MO
- 0.10%APY$10 a year on $10,000
Requirements
Offer: Compounds Quarterly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum daily balance of $1,000 required to earn interest. Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
Offer: Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
$10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $500,000 0.30% $500,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid $7 quarterly service charge by maintaining a $100 minimum daily balance. Valid email address required for eStatements.
Offer: Rate accurate as of August 11, 2025; not an introductory rate; rate may change after account opening. Avoid $7 quarterly service charge with $100 minimum daily balance. Valid email address required for eStatements. Fees may reduce earnings.
Effective Aug 11, 2025
Rate checked
More details - The Bank of MissouriMoney Market PlusMoney Market Plus · $100 min · 0.07%–0.12% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Offer: Compounding: monthly
0.07% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $25,000Your amount 0.07% $25,000 – $100,000 0.10% $100,000 and up 0.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Dedicated sub-savings/Goal accounts created under one membership account number at no charge. Members can open up to 25 Goal Accounts. All balances over $50 earn dividends.
Offer: All balances over $50 earn dividends.
No monthly fee
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Primary savings account and foundation of membership. Minimum deposit of $25 required to open and maintain membership. Earn dividends on balances of $50 and up, compounded and paid quarterly. No monthly or yearly service charge.
Offer: Requires $50 average daily balance per quarter to earn dividends. Compounded quarterly and paid quarterly.
Compounded quarterly · No monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earn interest on average daily balance of $500 and up. Rate/yield subject to change daily.
Offer: Rate for balances from $500 and up. Minimum $25 to open.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - Multipli Credit UnionMember ShareSavings · $100 min · 0.05%–0.20% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Rate by balance
Rate by balance for Member Share Balance APY $100 – $10,000Your amount 0.05% $10,001 – $25,000 0.20% $25,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A service charge of $2.00 is imposed every quarterly statement cycle if the balance falls below $200.00 on any day of the cycle. Up to 8 withdrawals/transfers per calendar month; $3.00 fee per debit transaction in excess of 24 per quarter.
Offer: Compounded and credited quarterly.
0.05% interest rate · Effective Jun 7, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires an open and active OMB High Interest Checking or OMB Rewards Checking account to qualify for highest rates. Limit 1 account per Social Security number. Up to 8 withdrawals or transfers per calendar month.
Offer: Base rate applied to all balances if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MO
84 accounts at 26 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.10%
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Find your bank or credit union to see all its rates and how they compare near you.
Springfield, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Multipli Credit UnionCredit union · 3 branches
- UMB BankBank · 2 branches
- BluCurrent Credit UnionCredit union · 5 branches