Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Mississippi
- Triangle Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.50% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn dividends on balances of $2,500 or more. Up to six withdrawals per month permitted by teller withdrawal or transfer.
Offer: Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - First South FinancialStandard Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: This account is the basis of your relationship with First South Financial and has no monthly service fee. In addition to the minimum deposit required to open, you may have to pay a $10 one-time membership fee.
No monthly fee
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $200 0.00% $200 – $3,000 0.20% $3,000 – $20,000Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - Magnolia Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rate account; the dividend rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. Dividend rate and APY may change monthly as determined by the Board of Directors.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 0.20% $20,000 – $500,000 0.30% $500,000 and up 0.45% Rate checked
More details - Veritas Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.20%–1.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates as of Oct. 1, 2026, and are subject to change without notice.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 and up 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 at all times. Dividends are calculated using average daily balance and paid quarterly. Minimum daily balance of $100.00 required to obtain APY.
0.20% interest rate · Effective Nov 16, 2021
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service charge. $4.85 quarterly paper statement fee waived if average quarter to date balance is $5,000 or greater, OR average quarter to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements. Primary account holder must maintain an active internet banking account and current, active email address.
Offer: Earns interest on entire balance. Interest compounded and credited quarterly. Variable rate.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $100,000Your amount 0.20% $100,000 – $250,000 0.20% $250,000 and up 0.50% Rate checked
More details - Keesler Federal Credit UnionPrimary Share SavingsSavings · $1 min · 0.15%–0.20% by balance
Credit union · 30 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Keesler Federal Credit UnionAlternate Share SavingsSavings · $0 min · 0.15%–0.20% by balance
Credit union · 30 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Alternate Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Mississippi DHS FCUShares (Savings)Savings · $1,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends posted quarterly. Excess Share Withdrawal fee of $5.00 for more than 2 withdrawals in one month. Paper statements fee $2.00/month if not signed up for e-statements.
Offer: Dividends posted quarterly.
0.10% interest rate
Rate by balance
Rate by balance for Shares (Savings) Balance APY $1,000 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% Over $20,000 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends accrued on average daily balances of $100 or more. $25 savings required for membership eligibility. Excessive withdrawal fees may apply.
Offer: Dividends accrued on average daily balances of $100 or more.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a $100 balance to avoid monthly service charge. A transaction fee of $3.00 is charged for each debit in excess of two per month.
Offer: Maintain a $100 balance to avoid monthly service charge. $3.00 fee per debit in excess of two per month.
0.20% interest rate · No monthly fee · Effective Dec 5, 2023
Rate checked
More details - Sunbelt Federal Credit UnionSpecial Share SavingsSavings · 0.05%–0.15% by balance
Credit union · 11 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available to members 18+ years old. Requires Regular Share account balance of $5. Limit of 4 covered transactions per month.
Offer: Minimum balance for APY not met
0.05% interest rate · Effective May 31, 2021
Rate by balance
Rate by balance for Special Share Savings Balance APY Any balance 0.05%* $100 and upYour amountMinimum balance for APY met 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Available to members 18+ years old. Minimum opening balance of $5 (price of ownership share in credit union). Required account for membership. Limit of 4 covered transactions per month. Ages 13-17 require joint co-owner 18+.
Offer: Minimum balance for APY not met
0.15% interest rate · Effective May 31, 2021
Rate checked
More details - HealthNet Federal Credit UnionBasic SavingsSavings · $100 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance $25. Interest paid quarterly on balances $100 and up.
Offer: Interest paid quarterly on balances $100 and up
Rate by balance
Rate by balance for Basic Savings Balance APY $100 – $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Subject to membership requirements. No minimum balance, no monthly maintenance fee. Individual or joint accounts. Minimum deposit of $5 required for Regular Share membership.
0.15% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches