Credit union · NCUA insured
Sunbelt Federal Credit Union Savings Rates
Sunbelt Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Share Savings. Rates checked October 22, 2026.
How Sunbelt Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hattiesburg, MS, where Sunbelt Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sunbelt Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Special Share Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Keesler Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $325
Sunbelt Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.17%
- $100,000 balance$100,0000.33%
- QualifiedQualified0.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sunbelt Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Investment
0.17%APY on $10,000
Available to individuals 18+ years old. Limited to no more than 4 covered transactions per month. Tiered rate account where dividend rate applies to the portion of the account balance within that tier.
| Part of the balance | Rate on that part |
|---|---|
| $1,000 – $2,499 | 0.15% |
| $2,500 – $9,999 | 0.20% |
| $10,000 – $49,999 | 0.35% |
| $50,000 – $99,999 | 0.35% |
| $100,000 and up | 0.40% |
On $10,000 the tiers blend to about 0.17% APY, earning $17 a year.
Sources (2)
- sunbeltfcu.org/accounts/investment/money-investment
- sunbeltfcu.org/uploads/docs/Rates-Service-Charges.pdf
All captured Oct 4, 2026
Regular Share Savings
0.15%APY
Available to members 18+ years old. Minimum opening balance of $5 (price of ownership share in credit union). Required account for membership. Limit of 4 covered transactions per month. Ages 13-17 require joint co-owner 18+.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance for APY not met | 0.15% | $15 | Minimum balance for APY not met |
| $100 – $500 | 0.15% | — | |
| Over $1,500 | 0.15% | $15 |
Sources (3)
- sunbeltfcu.org/uploads/docs/CSFCUSchedule.pdf
- sunbeltfcu.org/accounts/savings
- sunbeltfcu.org/accounts/savings/regular-share-savings
All captured Oct 15, 2026
Special Share Savings
Up to 0.15%APY
Available to members 18+ years old. Requires Regular Share account balance of $5. Limit of 4 covered transactions per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance for APY not met | 0.05% | $5 | Minimum balance for APY not met |
| $100 and upMinimum balance for APY met | 0.15% | $15 | Minimum balance for APY met |
Sources (3)
- sunbeltfcu.org/uploads/docs/CSFCUSchedule.pdf
- sunbeltfcu.org/accounts/savings
- sunbeltfcu.org/accounts/savings/special-share-savings
All captured Oct 15, 2026
Special-purpose accounts
Holiday Club Savings
0.25%APY
Available to members 18+ years old. Automatic disbursement of balance to Regular Share account on or after November 1. If any withdrawal is made before the end of the club term, a $25 penalty is assessed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance for APY not met | 0.25% | $25 | Minimum balance for APY not met |
| Up to $1,500Minimum balance of $100 required to earn stated APY | 1.00% | — | Minimum balance of $100 required to earn stated APY |
Sources (3)
- sunbeltfcu.org/uploads/docs/CSFCUSchedule.pdf
- sunbeltfcu.org/accounts/savings
- sunbeltfcu.org/accounts/savings/holiday-club
All captured Oct 15, 2026
Traditional IRA
0.75%APY
Available to members. Traditional IRA savings share account. Compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance for APY not met. $10.00 annual IRA Maintenance fee applies. | 0.75% | $75 | Minimum balance for APY not met. $10.00 annual IRA Maintenance fee applies. |
| $100 and upMinimum balance of $100 required to earn stated APY. $10.00 annual IRA Maintenance fee applies. | 0.75% | $75 | Minimum balance of $100 required to earn stated APY. $10.00 annual IRA Maintenance fee applies. |
Sources (2)
All captured Sep 24, 2026
Sunrise Kids Savings
0.25%APY
Available to children 12 years old and under. Joint co-owner 18+ required on account. Limit of 4 covered transactions per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance for APY not met | 0.25% | $25 | Minimum balance for APY not met |
| $100 – $1,500 | 0.50% | — | |
| Over $1,500 | 0.25% | $25 |
Sources (3)
- sunbeltfcu.org/uploads/docs/CSFCUSchedule.pdf
- sunbeltfcu.org/accounts/savings
- sunbeltfcu.org/accounts/savings/sunrise-kids-savings
All captured Oct 15, 2026
Who can join Sunbelt Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.