Bank · FDIC insured
First National Bank of Clarksdale Savings Rates
First National Bank of Clarksdale’s best savings rate is 2.25% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How First National Bank of Clarksdale’s savings rates compare
Compared with banks and credit unions near Clarksdale, MS, where First National Bank of Clarksdale has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Clarksdale
2.25%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $225
Money Market Account
Top rate
Red River Credit Union
2.60%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $260
3rd-highest rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
First National Bank of Clarksdale savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Clarksdale ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.25%APY
A service charge fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. Interest is compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$12.00 monthly service charge if balance falls below $1,000.00 on any day of the cycle.Any balance | 2.25% | $225 | $12.00 monthly service charge if balance falls below $1,000.00 on any day of the cycle. |
Regular Savings
0.20%APY
Maintain a $100 balance to avoid monthly service charge. A transaction fee of $3.00 is charged for each debit in excess of two per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintain a $100 balance to avoid monthly service charge. $3.00 fee per debit in excess of two per month.Any balance | 0.20% | $20 | Maintain a $100 balance to avoid monthly service charge. $3.00 fee per debit in excess of two per month. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Floating for this Quarter
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- fnbclarksdale.com/rates/current-rates · captured Sep 19, 2026
Health Savings Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- fnbclarksdale.com/rates/current-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.