Credit union · NCUA insured
Triangle Federal Credit Union Savings Rates
Top CarrotTriangle Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Triangle Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, MS, where Triangle Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Triangle Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Statewide Federal Credit Union
1.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $125
Triangle Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Triangle Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Earn dividends on balances of $2,500 or more. Up to six withdrawals per month permitted by teller withdrawal or transfer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $20,000Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. | 0.20% | $20 | Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. |
| $20,000 – $50,000Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. | 0.30% | — | Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. |
| $50,000 – $100,000Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. | 0.40% | — | Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. |
| $100,000 and upAverage Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. | 0.50% | — | Average Daily Balance Required to Earn Dividends. Dividends Compounded & Paid Quarterly. As of last Quarter. |
Sources (2)
All captured Oct 22, 2026
Regular Share Savings
0.05%APY
Earn quarterly dividends on balances of $100 or more. Establishes credit union membership. $5 monthly fee waived with a minimum balance of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and paid quarterly on average daily balance of $100 or more. $5 monthly fee waived with minimum balance of $100. Rate and APY may change quarterly.$100 and up | 0.05% | $5 | Dividends compounded and paid quarterly on average daily balance of $100 or more. $5 monthly fee waived with minimum balance of $100. Rate and APY may change quarterly. |
Special-purpose accounts
Roth IRA
1.00%APY
Roth IRA savings plan. Income limits apply. Contributions not tax deductible; earnings 100% tax free at withdrawal. No mandatory distribution age. No setup, monthly, or annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid quarterly. No setup, monthly, or annual maintenance fees. Rate and APY may change quarterly.Any balance | 1.00% | $100 | Dividends compounded and paid quarterly. No setup, monthly, or annual maintenance fees. Rate and APY may change quarterly. |
Individual Retirement Account (Traditional IRA)
0.75%APY
Traditional IRA savings plan. No setup fees, no monthly or annual maintenance fees. Contributions tax-deductible; earnings tax-deferred. Early withdrawals subject to penalty. Mandatory withdrawals at age 70 1/2.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid quarterly. No setup, monthly, or annual maintenance fees. Rate and APY may change quarterly.Any balance | 0.75% | $75 | Dividends compounded and paid quarterly. No setup, monthly, or annual maintenance fees. Rate and APY may change quarterly. |
Christmas Club
0.05%APY
Dividends compounded and paid quarterly on balances over $100. Funds automatically transferred to Share Savings account on November 1st. Early withdrawal penalty of $25. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and paid quarterly on average daily balance of $100 or more. Funds automatically transferred to Share Savings on November 1st. Early withdrawal penalty of $25. Rate and APY may change quarterly.$100 and up | 0.05% | $5 | Dividends compounded and paid quarterly on average daily balance of $100 or more. Funds automatically transferred to Share Savings on November 1st. Early withdrawal penalty of $25. Rate and APY may change quarterly. |
Who can join Triangle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Clay, Lowndes, and Oktibbeha County in Mississippi.
Employers and groups
- Membership is open to employees of one of the 200+ Select Employee Groups (SEGs).
Family and household
- Immediate family members of existing credit union members are eligible for membership when signed for by the member.
Membership information collected October 4, 2026.