Bank · FDIC insured
First National Bank of Clarksdale
A $386.1M bank headquartered in Clarksdale, MS, with 5 branches in Mississippi. Best rates: CDs 1.50% and savings 2.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—1.50%CD rates →
- Savings690.20%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Clarksdale
First National Bank of Clarksdale is a home-owned and operated bank established in 1964, operating a branch known as Bank of Oxford.
The institution was organized to serve the financial needs of its community and strengthen local businesses and families.
- Headquarters
- 402 E 2nd St, Clarksdale, MS 38614
- FDIC certificate
- 19070 ↗
Branches
5 branches in Mississippi
Loading map…
Mississippi
5 branches
Clarksdale area · 3
- First National Bank of ClarksdaleMain office402 E 2nd St, Clarksdale, MS 38614Directions
- Nortside Branch112 Lee Dr, Clarksdale, MS 38614Directions
- Westgate Branch1009 Lee Dr, Clarksdale, MS 38614Directions
Oxford area · 2
- Bank Of Oxford- Jackson Avenue Branch2531 Jackson Ave W, Oxford, MS 38655Directions
- University Avenue Branch3043 University Avenue, Oxford, MS 38655Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.83% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.64% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio12.83%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.64%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Clarksdale are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.