Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Minnesota
- 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible in Online and Mobile Banking; fully insured. No monthly fees.
0.10% interest rate · No monthly fee · Effective Jan 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 minimum balance. Required for membership. Quarterly dividend earnings. Accrued earnings forfeited if closed before end of quarter. Option for non-interest primary savings.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounds daily and credits quarterly. A $5.00 service charge is imposed quarterly if the balance falls below $100.00 any day during the quarter; fee waived for account holders 62 or older, minors under 21, and exempt organizations. Rate and APY may change after opening.
Offer: Minimum balance to obtain APY is $0. The rate and APY may change after the account is open.
0.10% interest rate · Effective Jun 25, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge is $2, waived with a minimum daily balance of $100. Transfers to another account or third parties by preauthorized, automatic, computer, or telephone transfer are limited to 6 per month. Unlimited in-person, messenger, mail, or ATM transfers/withdrawals. Interest rate and APY may change after account opening. Fees could reduce earnings.
Offer: Interest earned on a daily ledger balance. $2 monthly fee waived by maintaining a minimum daily balance of $100.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for membership; initial deposit of $25 represents member share in the credit union. Balances below $300 do not earn dividends and may incur a monthly fee.
Offer: Dividends calculated daily and compounded quarterly. Minimum opening deposit is $25. Balances below $300 do not earn dividends.
Compounded quarterly · No monthly fee · Effective Jan 2, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No limit on number of additional savings accounts. Balances below $300 do not earn dividends and may incur a monthly fee.
Offer: Dividends calculated daily, compounded quarterly, and credited quarterly. No minimum opening deposit.
Compounded quarterly · No monthly fee · Effective Apr 1, 2025
Rate checked
More details - NorthRidge Community Credit UnionNorthRidge Special SavingsSavings · $0 min
Credit union · 5 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must connect to a NorthRidge Evergreen Rewards Checking or Evergreen Elite Checking account. Membership required (maintain at least one share).
Offer: Pays up to 0.10% APY. No monthly service fees; no minimum deposit to open; no minimum balance to earn rewards.
Qualified rate · No monthly fee
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More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $10.00 minimum balance required to earn APY on passbook savings. Rates can change quarterly. Compounded quarterly.
Compounded quarterly · Effective Aug 11, 2026
Rate checked
More details - Reliance BankReliance Money Market SavingsReliance Money Market Savings · $5,000 min · 0.10%–0.60% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 15, 2024
Rate by balance
Rate by balance for Reliance Money Market Savings Balance APY $5,000 – $15,000Your amount 0.10% $15,000 – $30,000 0.20% $30,000 – $75,000 0.35% $75,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 and up 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to maintain is $35.0.
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All savings accounts require ownership of at least one $5.00 share in the credit union to open the account.
Offer: Requires ownership of at least one $5.00 share to open.
0.10% interest rate · Effective Mar 1, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Transfer limits apply.
Offer: Transfer limits apply.
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Unlimited deposits and withdrawals; automatic savings transfers; when you open an account you become a member.
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More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Establishes membership with NSP St. Paul Credit Union. $10 minimum deposit to open and maintain membership. Government-issued picture ID required. Dividends paid on account balance over $200. No monthly service fees.
Offer: Dividends paid on account balance over $200; dividends paid on a monthly basis.
0.08% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Free e-statements available. Free Internet Banking transfers. Unlimited withdrawals in person. Accrue daily, credited monthly. Minimum balance to avoid charge is $2,500.00.
0.05% interest rate · Effective Aug 23, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.08% $25,000 – $50,000 0.10% $50,000 – $100,000 0.20% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch