Credit union · NCUA insured
Electric Machinery Employees CU Savings Rates
Electric Machinery Employees CU’s best savings rate is 0.10% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Electric Machinery Employees CU’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Electric Machinery Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Electric Machinery Employees CU
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Savings Account
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Electric Machinery Employees CU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Electric Machinery Employees CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 minimum balance required to earn APY on passbook savings. Rates can change quarterly. Compounded quarterly.Any balance | 0.10% | $10 | $10.00 minimum balance required to earn APY on passbook savings. Rates can change quarterly. Compounded quarterly. |
Sources (1)
- emcu.org/rates.php · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account (Traditional or Roth)
1.00%APY
Traditional or Roth IRA savings wrapper.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates can change quarterly. Compounded quarterly.Any balance | 1.00% | $100 | Rates can change quarterly. Compounded quarterly. |
Sources (1)
- emcu.org/rates.php · captured Sep 18, 2026
Who can join Electric Machinery Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Bokers in Minneapolis are eligible to join the credit union.
- Employees of Electric Machinery Co. in Minneapolis are eligible to join the credit union.
- Employees of Timmerman Finishing in Fridley are eligible to join the credit union.
Family and household
- Spouses and relatives of current credit union members are eligible to join.
Membership information collected October 4, 2026.