Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Minnesota
- Produce State BankPassbook Savings AccountSavings · $50 min · 0.20%–0.50% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: No interest for average available balance under $50. Interest rates are variable and subject to change. Fees may reduce earnings. Fees waived on one personal account with direct deposit of retirement check if you notify us of direct deposit.
Offer: $2 monthly maintenance charge if average collected daily balance falls below $25; $1 monthly maintenance charge if average collected daily balance is $25 to $49.99. 5 free debits each month, $0.25 per debit after 5.
0.20% interest rate · $2 monthly fee · Effective Jan 1, 2020
Rate by balance
Rate by balance for Passbook Savings Account Balance APY Up to $2,500 0.20% $2,500 – $5,000 0.35% $5,000 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Offer: Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Beyond Save Balance APY Up to $5,000 1.50% $5,000 – $25,000Your amountBetween $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; 0.50%* $25,000 and upOver $25,000.00; APY ranges from 0.25% to 0.70%; 0.10%* Rate checked
More details - First State Bank and TrustInvestors Plus Money MarketInvestors Plus Money Market · $2,000 min · 0.50%–2.53% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered interest rates that increase as balance grows. Rates may change after account is opened. Fees may reduce earnings.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investors Plus Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $75,000 1.00% $75,000 – $250,000 1.51% $250,000 – $500,000 2.02% $500,000 and up 2.53% Rate checked
More details - Citizens National BankPlatinum Money Market AccountPlatinum Money Market Account · 0.25%–2.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum Money Market Account Balance APY Up to $1,000 0.25% $1,000 – $50,000Your amount 0.50% $50,000 – $150,000 1.00% $150,000 – $500,000 1.25% $500,000 and up 2.50% Rate checked
More details - North Shore Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.76% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounded/Paid Monthly
Offer: Compounded/Paid Monthly
0.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.70% $50,000 – $100,000 1.26% $100,000 – $200,000 1.51% Over $200,000 1.76% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available to MN, WI, IL, & TX residents only. Personal and UTMA accounts only; joint account holder age 18 or over required on minor accounts. One account per primary account holder per participating credit union. $25 minimum opening deposit and $25 minimum balance required. Earn prize-drawing entries for every $25 increase (up to 6 entries per month) for 12-month savings period.
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Required for membership. Dividends paid quarterly. Accessible at 30,000 ATMs nationwide (checking account required).
Offer: Dividends compounded and paid quarterly. Variable rate. $25.00 minimum balance to earn dividends/stated APY.
Qualified rate · 0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires opening deposit of $0 to earn stated APY. After balance reaches $500, a VISA ONE Credit Card with a $500 credit limit is issued and funds are frozen. Credit limit can be increased in multiples of $500 as additional savings tiers are reached.
Offer: Dividends compounded and paid quarterly. Variable rate. Minimum balance to open account and earn stated APY is $0.
0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Fees could reduce earnings. $2 monthly service charge can be avoided by maintaining a $100 minimum daily balance. Paid quarterly.
Offer: Daily balance of $0.01 required to obtain APY. Avoid $2 monthly service charge with $100 minimum daily balance. Rate may change after account opening. Fees could reduce earnings.
0.50% interest rate · $2 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle. Free basic wallet or duplicate checks and free Cashier's Checks. Tiered interest rates.
Offer: $10,000 minimum daily balance required to avoid $20 monthly service fee.
$20 monthly fee
Rate by balance
Rate by balance for Premier Investment Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 – $249,999 1.30% $250,000 and up 1.80% Rate checked
More details - National Bank of CommerceFalls Savings AccountSavings · $5 min · 0.50%–4.00% by balance
Bank · 16 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: Available to personal customers who open an account at the International Falls, MN office through December 31, 2026. Limit of one promotional account per primary accountholder.
Offer: Tier applies to daily balances up to $10,000.
Promotional rate · 3.92% interest rate · Effective Jun 29, 2026
Rate by balance
Rate by balance for Falls Savings Account Balance APY Up to $10,000 4.00% $10,000 and upYour amountBlended APY ranges from 1.36% to 4.00% depending on the account balance. 0.50%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: 0.50% anticipated dividend quarterly. Rates are subject to change at any time and are not guaranteed.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum daily balance is $5,000 to avoid the $10 monthly below minimum daily balance fee. Statement frequency is quarterly. Includes unlimited out-of-network ATM withdrawals and check writing privileges.
Offer: Opening minimum deposit is $5,000.00. Minimum balance to obtain APY is $5,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Key Elite Savings Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.75% $75,000 and up 1.00% Rate checked
More details - North Memorial FCUMoney Market AccountMoney Market Account · $0 min · 0.50%–1.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Up to six free withdrawals per month. Minimum withdrawal of $500. $25 monthly service fee if minimum balance is not maintained.
Offer: $25 monthly fee applies if minimum balance is not maintained.
0.50% interest rate · $25 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000Dividend rate text in source contains multiple values ('0.750% 1.00%'); 0.75% $50,000 – $100,000 1.00% $100,000 and upDividend rate text in source contains multiple values ('1.490% 1.50%'); 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch