Bank · FDIC insured
Produce State Bank
A $107.2M bank headquartered in Hollandale, MN, with 4 branches in Minnesota. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings710.50%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Produce State Bank
- Headquarters
- 109 Park Ave W, Hollandale, MN 56045
- FDIC certificate
- 10178 ↗
Branches
4 branches in Minnesota
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Minnesota
4 branches
- Produce State BankMain office109 Park Ave W, Hollandale, MN 56045Directions
- Albert Lea Branch220 E William St, Albert Lea, MN 56007Directions
- Albert Lea Bridge Avenue Branch2401 Bridge Ave, Albert Lea, MN 56007Directions
- Glenville Branch300 W Main St, Glenville, MN 56036Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.26% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.31% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $63 | $81 | — |
- CapitalLeverage ratio10.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.26%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.31%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$63Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Produce State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.