Bank · FDIC insured
National Bank of Commerce
A $2.2B bank headquartered in Superior, WI, with 20 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings944.00%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About National Bank of Commerce
National Bank of Commerce operates as a community bank serving Northern Minnesota and Wisconsin.
- Headquarters
- 1127 Tower Ave, Superior, WI 54880
- FDIC certificate
- 14266 ↗
Branches
20 branches in 2 states
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Minnesota
16 branches
Duluth area · 5
- Duluth Branch1314 E Superior St, Duluth, MN 55805Directions
- Woodland Avenue Branch1619 Woodland Ave, Duluth, MN 55803Directions
- Esko Branch3 Thomson Rd, Esko, MN 55733Directions
- Hermantown Branch4105 Richard Ave, Hermantown, MN 55811Directions
- Hibbing Branch2521 1st Ave, Hibbing, MN 55746Directions
Brainerd area · 2
- Baxter Branch14540 Dellwood Dr, Baxter, MN 56425Directions
- Crosslake Branch36139 County Road 66, Crosslake, MN 56442Directions
Bemidji area · 2
- Bemidji Branch214 5th St Nw, Bemidji, MN 56601Directions
- Paul Bunyan Branch1260 Paul Bunyan Dr Nw, Bemidji, MN 56601Directions
Minneapolis area · 2
- Big Lake Branch240 Jefferson Blvd, Big Lake, MN 55309Directions
- Monticello Office1421 E 7th St, Monticello, MN 55362Directions
Bagley area · 1
- Bagley Branch22 1st St Ne, Bagley, MN 56621Directions
Baudette area · 1
- Baudette Branch109 W Main St, Baudette, MN 56623Directions
Benson area · 1
- Benson Branch1329 Pacific Ave, Benson, MN 56215Directions
International Falls area · 1
- International Falls Branch503 4th Street, International Falls, MN 56649Directions
Morris area · 1
- Morris Branch532 Atlantic Ave, Morris, MN 56267Directions
Wisconsin
4 branches
- National Bank of CommerceMain office1127 Tower Ave, Superior, WI 54880Directions
- Poplar Branch4994 S Memorial Dr, Poplar, WI 54864Directions
- Solon Springs Branch9245 E Main St, Solon Springs, WI 54873Directions
- Midtown Branch2822 Tower Ave, Superior, WI 54880Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.33% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.64% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.00% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalLeverage ratio9.33%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.64%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.00%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of National Bank of Commerce are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.