Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in Minnesota
- 0.10%APY$10 a year on $10,000
Requirements
Product: Must deposit at least $50 to open. $5.00/month fee if average ledger monthly balance falls below $50.00 (waived for under 18). No interest earned on days daily collected balance falls below $50.00.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $999 0.05% $1,000 – $14,999Your amount 0.10% $15,000 – $49,999 0.20% $50,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $3 monthly service charge waived if $200 minimum daily balance is maintained.
Offer: Interest compounded and credited quarterly. $3 monthly fee waived with $200 minimum daily balance.
0.10% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All qualified members must maintain $5 in their Membership Share Account to establish and maintain membership, providing equal vote and voice. Earns quarterly dividends.
Offer: No minimum daily balance required to earn stated APY. Earns quarterly dividends as long as membership is maintained.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are paid on a quarterly basis. Requires a $1 minimum opening deposit with no minimum balance required to earn dividends. Can be used as collateral for a Share Secured Loan.
Offer: No minimum daily balance required to earn stated APY. Dividends paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate product that could adjust monthly. $10,000.00 minimum daily balance to waive $10/month maintenance fee. Interest compounded and credited monthly.
Offer: Tier for daily balances up to $10,000. $10/month maintenance fee waived with $10,000 minimum daily balance. Rates current as of 10/1/26 and may change after account opening.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $10,000Your amount 0.10% $10,000 – $50,000 0.50% $50,000 – $100,000 1.51% $100,000 – $250,000 1.87% $250,000 – $500,000 2.07% Over $500,000 2.78% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. No minimum balance requirement and no required term.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
Offer: If monthly requirements are not met (applies to all balance tiers). Compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. $10 minimum balance represents membership share.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Interest is not paid on daily balances under $50.00.
Offer: Must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed APY.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid quarterly. Minimum balance to open and maintain membership is $5.
Offer: Dividends calculated on daily balance and paid quarterly.
0.09% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Can open up to seven secondary savings accounts named for specific saving goals. Dividends are calculated on the daily balance and paid quarterly.
Offer: Dividends calculated on daily balance and paid quarterly.
0.09% interest rate · Effective Oct 5, 2026
Rate checked
More details - Blaze Credit UnionSavings (Share and Secondary)Savings · $10 min · 0.05%–0.10% by balance
Credit union · 27 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. $10.00 minimum balance required to maintain membership (Share Savings only). Daily balance method applies. On tiered rates, dividends are paid on the entire balance.
Offer: Minimum balance to earn stated APY is $0.01.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Savings (Share and Secondary) Balance APY Up to $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $2 is eliminated when you carry a daily balance of $100 or more. Paper statements optional for $3 per month.
Offer: Monthly fee of $2 eliminated with daily balance of $100 or more.
0.10% interest rate · $2 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Great Rate Savings Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open as many as you like for things like holiday savings, vacations, special occasions or any savings goal. Make up to six digital withdrawals/transfers per month or unlimited in-person withdrawals. Make deposits whenever you like. Dividend rate equal to rate earned on Share Savings account.
Offer: Dividends credited quarterly. No minimum balance required.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to members living in Michigan or select counties of Minnesota and Pennsylvania, or via other credit union eligibility. Opening requires $5 share.
Offer: Dividends credited quarterly. Minimum balance of $5 required to earn dividends.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch