Compare Bank & Credit Union Rates
Best savings rates in Muskegon, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Muskegon, MI
- 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Must have an Extra Mile Checking account and meet requirements: Direct Deposit, E-statements, 1 Online Banking login, and 12 Route 31 debit or credit card transactions.
Offer: Must have an Extra Mile Checking account and meet requirements: Direct Deposit, E-statements, 1 Online Banking login, and 12 Route 31 debit or credit card transactions.
Qualified rate · Balance cap $31,000
Rate checked
More details - Route 31Money Market ShareMoney Market Share · $1,000 min · 0.00%–2.20% by balance
Credit union · 1 branch
1.80%APY$180 a year on $10,000Requirements
Product: Minimum $2,500 balance required to earn dividend.
Offer: Minimum $2,500 balance required to earn dividend.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,000 – $2,499 0.00% $2,500 – $19,999Your amount 1.80% $20,000 – $49,999 2.00% $50,000 and up 2.20% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN.
Offer: Requires meeting monthly qualification cycle requirements in linked Kasasa Cash or Kasasa Cash Back account (at least 1 Direct Deposit or ACH credit, at least 15 debit card purchases, and eStatements enrollment).
Qualified rate · 1.74% interest rate · Balance cap $50,000 · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - Port City Credit UnionAmazing SavingsSavings · $2,000 min · 1.61%–1.96% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Offer: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Amazing Savings Balance APY $2,000 and upYour amount 1.61% $20,000 and up 1.76% $50,000 and up 1.96% Rate checked
More details - Best Financial Credit UnionEasy Access Money MarketEasy Access Money Market · $2,500 min · 0.15%–1.75% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Dividends paid on all balance of $2,500 or more. Dividends calculated daily, paid monthly. $2,500 minimum deposit to open.
0.15% interest rate
Rate by balance
Rate by balance for Easy Access Money Market Balance APY $1,150 – $2,499 0.15% $2,500 – $7,500 1.20% $7,500 – $25,000Your amount 1.30% $25,000 – $50,000 1.50% $50,000 – $250,000 1.75% $250,000 and up 1.75% Rate checked
More details - Family Financial Credit UnionHigh Yield Savings AccountSavings · $2,500 min · 0.75%–1.16% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,500.00. Dividends will not accrue on balances below $2,500.00. Members must maintain a $5.00 par value share in the credit union. Dividends compounded and credited monthly using the daily balance method.
Offer: Tier balance $2,500 – $4,999.99.
0.75% interest rate · Effective Dec 10, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 and up 1.16% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service fee. Early withdrawal will result in a penalty.
Offer: Minimum balance to earn interest is $100.
0.25% interest rate · No monthly fee
Rate checked
More details - West Michigan Postal Service FCUShare Savings AccountSavings · $100 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: May limit the number of monthly withdrawals allowed.
Offer: Tier 0
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $250 0.00% $250 – $5,000Tier 1 0.15% $5,000 – $25,000Your amountTier 2 0.20% $25,000 – $55,000Tier 3 0.25% Over $55,000Tier 4 0.30% Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires an initial deposit of $5.00 into the regular share account and a one-time $1 fee to join.
Offer: Minimum $300 balance to earn dividend. Initial deposit of $5.00 required to open.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with Best Financial Credit Union. No monthly service charge/fee. No minimum balance requirements.
Offer: Minimum balance to earn interest is $100. Dividends calculated daily, paid quarterly.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance to earn interest is $100.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Earn interest on accounts over $50. No monthly fees when you select eStatements. Membership qualification applies ($5 donation to Special Olympics Michigan or live/work in eligible MI/IN areas).
Offer: $25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account required for credit union membership with a minimum opening deposit of $5.00 that must remain in the account.
Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Offer: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Muskegon, MI
20 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.15%
- Top 10% from
- 1.76%
- Credit unions, typical
- 0.15%
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Muskegon, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Port City Credit UnionCredit union · 1 branch
- Muskegon Federal Credit UnionCredit union · 2 branches
- Lake Michigan Credit UnionCredit union · 4 branches