Credit union · NCUA insured
Best Financial Credit Union Savings Rates
Best Financial Credit Union’s best savings rate is 1.30% APY on $10,000, with its Easy Access Money Market. Rates checked October 16, 2026.
How Best Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Best Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Best Financial Credit Union
1.75%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $175
Kasasa Saver
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Best Financial Credit Union savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0001.75%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Best Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Easy Access Money Market
1.30%APY
Dividends paid on all balance of $2,500 or more. Dividends calculated daily, paid monthly. $2,500 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,150 – $2,499 | 0.15% | — |
| $2,500 – $7,500 | 1.20% | — |
| $7,500 – $25,000 | 1.30% | $130 |
| $25,000 – $50,000 | 1.50% | — |
| $50,000 – $250,000 | 1.75% | — |
| $250,000 and up | 1.75% | — |
Sources (2)
- bestfinancialcu.org/bank/perso…access-money-market.html
- bestfinancialcu.org/resources/tools/rates.html
All captured Oct 5, 2026
Kasasa Saver
Up to 1.75%APY
Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Requires meeting monthly qualification cycle requirements in linked Kasasa Cash or Kasasa Cash Back account (at least 1 Direct Deposit or ACH credit, at least 15 debit card purchases, and eStatements enrollment). | 1.75% | $175 | Requires meeting monthly qualification cycle requirements in linked Kasasa Cash or Kasasa Cash Back account (at least 1 Direct Deposit or ACH credit, at least 15 debit card purchases, and eStatements enrollment). |
| Any balanceBase rate applied to all balances if monthly qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Base rate applied to all balances if monthly qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. |
Sources (2)
- bestfinancialcu.org/bank/perso…any-season-accounts.html
- bestfinancialcu.org/bank/perso…s/free-kasasa-saver.html
All captured Sep 18, 2026
Any Reason for All Seasons
0.25%APY
No monthly service fee. Early withdrawal will result in a penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.$100 and up | 0.25% | $25 | Minimum balance to earn interest is $100. |
Regular Savings
0.15%APY
Establishes membership with Best Financial Credit Union. No monthly service charge/fee. No minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100. Dividends calculated daily, paid quarterly.$100 and up | 0.15% | $15 | Minimum balance to earn interest is $100. Dividends calculated daily, paid quarterly. |
Sub Share Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.$100 and up | 0.15% | $15 | Minimum balance to earn interest is $100. |
Sources (1)
- bestfinancialcu.org/bank/perso…-cash-back-checking.html · captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.60%APY
Traditional and Roth IRA options available. No setup, monthly, or annual service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.$100 and up | 0.60% | $60 | Minimum balance to earn interest is $100. |
Christmas Club
0.25%APY
No monthly service fee. Early withdrawal will result in a penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.$100 and up | 0.25% | $25 | Minimum balance to earn interest is $100. |
NextGen Money Club
0.15%APY
For teens between 13 and 17 years old. Adult over the age of 18 must jointly be on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompetitive dividends on all balances of $100 or more. No monthly service fees.$100 and up | 0.15% | $15 | Competitive dividends on all balances of $100 or more. No monthly service fees. |
Sources (2)
- bestfinancialcu.org/bank/youth…/nextgen-money-club.html
- bestfinancialcu.org/bank/perso…-cash-back-checking.html
All captured Sep 18, 2026
Zoogles Savings Club
0.15%APY
For children 12 years old and younger. Adult over the age of 18 must jointly be on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompetitive dividends on all balances of $100 or more. No monthly service fees.$100 and up | 0.15% | $15 | Competitive dividends on all balances of $100 or more. No monthly service fees. |
Who can join Best Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Muskegon, Ottawa, Oceana, Newaygo, and Kent counties of Michigan.
Cost to join
- Opening a savings account requires $5.
Membership information collected October 5, 2026.