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Credit union · NCUA insured

West Michigan Postal Service FCU Savings Rates

West Michigan Postal Service FCU’s best savings rate is 0.20% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.

How West Michigan Postal Service FCU’s savings rates compare

Compared with banks and credit unions near Muskegon, MI, where West Michigan Postal Service FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    West Michigan Postal Service FCU

    0.20%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $20

    Share Savings Account

  • Top rate

    Huntington Bank

    3.25%APY

    Requires
    Another account
    Minimum
    $100
    Earns on $10,000 a year
    $325

    Huntington Bank rates

  • Top Carrot, Carrot Score 87

    2nd-highest rate

    Route 31

    3.10%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $310

    Route 31 rates

Compare savings rates near you →

West Michigan Postal Service FCU savings score

69

Savings score

Higher than 25% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.15%
  • $10,000 balance$10,0000.20%
  • $100,000 balance$100,0000.30%
  • QualifiedQualified0.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where West Michigan Postal Service FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join West Michigan Postal Service FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union are eligible for membership.

Military, government and schools

  • Employees of the US Postal Service who work in Muskegon, Muskegon Heights, North Muskegon, Montague, Whitehall, Fruitport, Twin Lake, Holton, Ravenna, Ada, Grand Rapids, Spring Lake, Ferrysburg, Grand Haven, Nunica, Coopersville, Lamont, Conklin, Marne, or Allendale, Michigan are eligible for membership.
  • Persons retired as pensioners or annuitants from eligible USPS employment are eligible for membership.

Family and household

  • Members of the immediate family or household of eligible persons are eligible for membership.

Other ways

  • Organizations of eligible persons are eligible for membership.
  • Spouses of persons who died while within the field of membership are eligible for membership.

Cost to join

  • Opening a Share Savings Account with a deposit of $5.00 is required to start membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← West Michigan Postal Service FCU overview