Credit union · NCUA insured
Port City Credit Union Savings Rates
Top CarrotPort City Credit Union’s best savings rate is 1.61% APY on $10,000, with its Amazing Savings. Rates checked October 16, 2026.
How Port City Credit Union’s savings rates compare
Compared with banks and credit unions near Muskegon, MI, where Port City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Port City Credit Union
1.61%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $161
Amazing Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Route 31
3.10%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $310
Port City Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.61%
- $100,000 balance$100,0001.96%
- QualifiedQualified1.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Port City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Amazing Savings
1.61%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. | 1.61% | $161 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
| $20,000 and upDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. | 1.76% | — | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
| $50,000 and upDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. | 1.96% | — | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Escrow Shares
0.10%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.Any balance | 0.10% | $10 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Sources (1)
- portcityfcu.com/rates · captured Oct 5, 2026
Prime Share
0.10%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.$5 and up | 0.10% | $10 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Special-purpose accounts
IRA Shares
0.50%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.$5 and up | 0.50% | $50 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Christmas Club
0.10%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.Any balance | 0.10% | $10 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Early Bird Saver
0.10%APY
Designed for children ages 12 and under. No monthly service charges. Dividends paid last Quarter; dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDesigned for children ages 12 and under. Dividends paid last Quarter; dividends are based on Credit Union earnings and cannot be stated in advance.Any balance | 0.10% | $10 | Designed for children ages 12 and under. Dividends paid last Quarter; dividends are based on Credit Union earnings and cannot be stated in advance. |
Vacation Club
0.10%APY
Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.Any balance | 0.10% | $10 | Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance. |
Who can join Port City Credit Union
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