Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Maryland
- Tidemark Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 1.10%–1.51% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Tiered dividends; minimum $1,000 balance to earn dividends. There is no limit or fee for withdrawals. Dividends are compounded and paid monthly.
Offer: Balance Range $1,000 to < $10,000.
1.10% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $1,000 – $10,000 1.10% $10,000 – $50,000Your amount 1.20% $50,000 – $100,000 1.30% $100,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - Library of Congress Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 1.16%–1.56% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
Offer: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
1.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $20,000Your amount 1.16% $20,000 – $75,000 1.36% $75,000 and up 1.56% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.15%–1.75% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: FedPerks rate (.10% bonus). Requires FedChoice Checking Account and membership in the FedPerks program. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.15% $20,000 – $50,000 1.20% $50,000 – $100,000 1.50% Over $100,000 1.75% Rate checked
More details - Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.05%–1.65% by balance
Credit union · 2 branches
1.05%APY$105 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: Standard rate. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.05% $20,000 – $50,000 1.10% $50,000 – $100,000 1.40% Over $100,000 1.65% Rate checked
More details - Signal FinancialSignal Smart SavingsSavings · $0 min · 0.25%–1.01% by balance
Credit union · 2 branches
1.01%APY$101 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. No transaction requirements and no monthly maintenance fees. Membership required ($5 one-time membership share). Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Promotional rate · 1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Savings Balance APY Up to $10,000Your amount 1.01% $25,000 – $50,000 0.40% $50,000 – $100,000 0.33% $100,000 and up 0.25% Rate checked
More details - Prince George's Community Federal Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.01%–1.36% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000Requirements
Product: No term restrictions. Rate applies to entire balance. NCUA-insured.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.11% $50,000 – $100,000 1.21% $100,000 – $250,000 1.26% $250,000 and up 1.36% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: A minimum Savings balance of $25 (par share) is required to maintain membership and access to BDFCU products and services. Accounts with balances below $25 may be subject to a low-balance fee ($5.00/mo below par fee).
Offer: Minimum balance of $25.00 required to obtain APY. Below par fee of $5.00/mo if balance falls below $25.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Do-What-You-Want (DWYWA) club account. Make up to 4 free withdrawals per club year (July 1 - June 30). Fee of $5.00 for club account withdrawals over 4/yr.
Offer: $0.00 minimum balance required to obtain APY. Up to 4 free withdrawals per club year (July 1 - June 30), then $5.00 fee per excess withdrawal.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - Educational Systems Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.55% by balance
Credit union · 13 branches
1.00%APY$100 a year on $10,000Requirements
Product: Up to six pre-authorized, automatic or electronic transfers may be made to another Credit Union account in any month, with up to three of these balance transfers made by check. No ATM access.
Offer: Tier One. Dividends are compounded and credited monthly based on Average Daily Balance (ADB).
1.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.00% $20,000 and upTier Two. 1.15% $100,000 and upTier Three. 1.55% Rate checked
More details - Taylor BankTiered Money MarketTiered Money Market · $750 min · 0.75%–1.87% by balance
Bank · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable rate account; rates may change after account opening. Maintain a $750 balance to avoid a fee.
Offer: Variable rate account. Minimum balance to earn APY is $750.00.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $750 – $10,000 0.75% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.51% $100,000 and up 1.87% Rate checked
More details - Mid-Atlantic Federal Credit UnionMoney Market Plus AccountMoney Market Plus Account · $2,500 min · 1.00%–1.70% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fee. Limited to 6 written checks per month, fee applies to items exceeding this limit.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% $500,000 – $1,000,000 1.50% Over $1,000,000 1.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches