Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Maryland
- 3.39%APY$339 a year on $10,000
Requirements
Product: Formerly known as Community Funds Money Market (name changed on May 3, 2023). A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid the monthly maintenance fee.
3.34% interest rate · Effective Sep 29, 2025
Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Personal accounts only (not available for businesses). Daily balance method used to calculate interest. Interest compounded and credited monthly on the last business day of the month.
Offer: Without an Advantage Checking account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
Offer: A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.
3.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Lafayette Federal Credit UnionPreferred Savings AccountSavings · $50 min · 3.20%–3.25% by balance
Credit union · 6 branches
3.20%APY$320 a year on $10,000Requirements
Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.
Offer: Minimum balance to earn APY is $50.
3.15% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY Up to $19,999Your amount 3.20% $20,000 and up 3.25% Rate checked
More details - Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance
Credit union · 4 branches
3.15%APY$315 a year on $10,000Requirements
Product: Must be a member of the credit union. Membership eligibility required. No recurring monthly maintenance charges or fees to open or close. Dividends compounded and credited monthly. Only one High-Yield Savings Account allowed per membership. Maximum balance $250,000. Excess transaction fee applies for more than 6 transfers/withdrawals per calendar month.
Offer: If the average daily balance of the account exceeds $250,000, the remaining balance will be paid at the rate stated for the second tier.
3.11% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $250,000Your amount 3.15% Over $250,000 0.05% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - Educational Systems Federal Credit UnionHigh Yield Savings AccountSavings · $50 min · 0.01%–3.50% by balance
Credit union · 13 branches
2.75%APY$275 a year on $10,000Requirements
Product: Tiered, variable rates based on balance thresholds. Limit of one High Yield Savings Account per member. Dividends compounded and credited monthly. Balances of $500,000.01 and above earn prevailing Membership Savings rate. Effective November 1, 2026, average daily balance determines the applicable tier and the APY applies to the entire balance, with a maximum balance of $500,000 and any excess transferred daily to Membership Savings.
Offer: Average daily balance of $0.00 up to $1,000 earns Tier One rate. Dividends compounded and credited monthly. Effective November 1, 2026, tier applies to entire balance for average daily balances of $0.01 up to $25,000.
2.47% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $1,000 2.50% $1,000 – $50,000Your amount 2.75% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 – $500,000 3.50% Over $500,000 0.01% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Branch savings account.
2.42% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Bright Savings Balance APY Up to $9,999 2.45% $10,000 – $99,999Your amount 2.70% $100,000 – $249,999 2.70% $250,000 and up 3.46% Rate checked
More details - Freedom Federal Credit UnionEducator SavingsSavings · $1 min · 0.35%–2.50% by balance
Credit union · 8 branches
2.50%APY$250 a year on $10,000Requirements
Product: Available to Baltimore County and Harford County school employees in the public and private sector.
Offer: Applies to balances of $1-$10,000. Available to Baltimore County and Harford County school employees in the public and private sector.
2.50% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Educator Savings Balance APY Up to $10,000Your amount 2.50% $10,001 and up 0.35% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 7 branches
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches