Bank · FDIC insured
Rosedale Bank Savings Rates
Rosedale Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Rosedale Bank’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Rosedale Bank has the most branches. $10,000, best rate first.
This bank’s best
Rosedale Bank
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Rosedale Bank savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rosedale Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
Minimum opening balance of $2,500. $20 monthly fee if monthly balance falls below $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Monthly balance of $2,500 to avoid $20 fee. | 0.25% | $25 | Monthly balance of $2,500 to avoid $20 fee. |
| $10,000 – $25,000Monthly balance of $2,500 to avoid $20 fee. | 0.25% | $25 | Monthly balance of $2,500 to avoid $20 fee. |
| $25,000 – $50,000Monthly balance of $2,500 to avoid $20 fee. | 0.50% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $50,000 – $100,000Monthly balance of $2,500 to avoid $20 fee. | 0.75% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $100,000 – $250,000Monthly balance of $2,500 to avoid $20 fee. | 1.00% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $250,000 – $500,000Monthly balance of $2,500 to avoid $20 fee. | 1.25% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $500,000 – $1,000,000Monthly balance of $2,500 to avoid $20 fee. | 2.10% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $1,000,000 – $1,500,000Monthly balance of $2,500 to avoid $20 fee. | 3.10% | — | Monthly balance of $2,500 to avoid $20 fee. |
| $1,500,000 and upMonthly balance of $2,500 to avoid $20 fee. | 3.60% | — | Monthly balance of $2,500 to avoid $20 fee. |
Sources (2)
All captured Oct 4, 2026
Everyday Savings
0.25%APY
Offers deposit accounts to residents in the Maryland communities served by Rosedale Bank branches.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Christmas Club
0.20%APY
Fixed rate account paid until maturity; does not automatically renew. Deposits permitted until maturity date; partial withdrawals are not permitted. Early closing fee of $25 if closed within first 6 months. To open, visit a branch. Offers deposit accounts to residents in Maryland communities served by branches.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.20% | $20 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.