Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Kentucky
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Linked to VISA Debit Card with Personal Checking account for easy access. No minimum balance required.
Offer: No minimum balance required.
Qualified rate · Effective Sep 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Like Money Market Accounts. Minimum balance of $2,500.00. Dividends paid last day of month and compounded monthly.
Offer: Minimum balance of $2,500.00. Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid last day of month and compounded monthly.
Offer: Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid last day of month and compounded monthly.
Offer: Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required for sub-share special purpose accounts. Dividends paid last day of month and compounded monthly.
Offer: Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 minimum balance required for membership. Dividends paid last day of month and compounded monthly.
Offer: $5.00 minimum balance required for membership. Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid last day of month and compounded monthly.
Offer: Dividends compounded monthly and paid last day of month.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance of $5 to maintain the account.
0.10% interest rate · Effective Feb 15, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum balance of $5.00.
0.10% interest rate · Effective May 22, 2020
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires Regular Share Account.
Offer: Bi-annual / Semi-annual dividend; All Balances.
Effective Jul 1, 2025
Rate checked
More details - Heritage Credit UnionGeneral ShareSavings · $100 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Monthly dividend period. Rates are variable and may change after account opening.
Promotional rate · 0.05% interest rate · Effective Jun 20, 2023
Rate by balance
Rate by balance for General Share Balance APY $100 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% Rate checked
More details - Heritage Credit UnionPrimary ShareSavings · $100 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 minimum balance represents ownership in the credit union. Monthly dividend period. Rates are variable and may change after account opening.
0.05% interest rate · Effective Jun 20, 2023
Rate by balance
Rate by balance for Primary Share Balance APY $100 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% Rate checked
More details - Heritage Credit UnionPrime Performance SavingsSavings · $10,000 min · 0.05%–2.25% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly dividend period. Rates are variable and may change after account opening. Rate tiers based on account balance.
0.05% interest rate · Effective Jun 20, 2023
Rate by balance
Rate by balance for Prime Performance Savings Balance APY Any balance 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% $100,000 and up 0.25% $200,000 and up 0.30% $250,000 and up 0.75% $325,000 and up 1.25% $500,000 and up 1.75% $750,000 and up 2.25% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 67 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Membership share account. Can be opened with as little as $5. Minimum combined daily balance of $200 required within 6 months to avoid monthly maintenance fee, unless the member has another account relationship.
Offer: $5.00 monthly maintenance fee applies if minimum combined daily balance drops below $200 with savings relationship only and no other services; fee waived for first 6 months of membership, members under 18/over 65, or with loan/credit card relationship.
0.07% interest rate · $5 monthly fee · Effective May 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches