Credit union · NCUA insured
ARH Federal Credit Union Savings Rates
ARH Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Impounds. Rates checked October 22, 2026.
How ARH Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Middlesborough, KY, where ARH Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ARH Federal Credit Union
0.10%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $10
Investment Account
Top rate
Community Trust Bank
1.69%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $169
2nd-highest rate
Y-12 Federal Credit Union
0.15%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
ARH Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ARH Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Education
0.10%APY
No minimum balance required for sub-share special purpose accounts. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Impounds
0.10%APY
Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Sources (1)
- arhfcu.org/rates.html · captured Sep 19, 2026
Investment Account
0.10%APY
Like Money Market Accounts. Minimum balance of $2,500.00. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance of $2,500.00. Dividends compounded monthly and paid last day of month.$2,500 and up | 0.10% | $10 | Minimum balance of $2,500.00. Dividends compounded monthly and paid last day of month. |
MISC
0.10%APY
Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Sources (1)
- arhfcu.org/rates.html · captured Sep 19, 2026
MISC (2nd or 3rd Savings)
0.10%APY
Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Sources (1)
- arhfcu.org/rates.html · captured Sep 19, 2026
Regular Shares
0.10%APY
$5.00 minimum balance required for membership. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum balance required for membership. Dividends compounded monthly and paid last day of month.$5 and up | 0.10% | $10 | $5.00 minimum balance required for membership. Dividends compounded monthly and paid last day of month. |
Taxes/Insurance
0.10%APY
No minimum balance required for sub-share special purpose accounts. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Special-purpose accounts
Christmas Club
0.10%APY
Funded once a year in October. No minimum balance required for sub-share special purpose accounts. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunded once a year in October. Dividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Funded once a year in October. Dividends compounded monthly and paid last day of month. |
IRA Savings
0.10%APY
Consult your attorney and tax person regarding eligibility and tax benefits. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceConsult attorney and tax person regarding eligibility and tax benefits. Dividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Consult attorney and tax person regarding eligibility and tax benefits. Dividends compounded monthly and paid last day of month. |
Vacation Club
0.10%APY
No minimum balance required for sub-share special purpose accounts. Dividends paid last day of month and compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and paid last day of month.Any balance | 0.10% | $10 | Dividends compounded monthly and paid last day of month. |
Who can join ARH Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in Bell County.
Employers and groups
- Membership is open to employees, doctors, medical staff, and technicians of Appalachian Regional Hospitals and related medical affiliates working in Kentucky, Virginia, and West Virginia.
- Membership is open to employees of ARH Federal Credit Union.
- Membership is open to employees of over 80 Select Employee Groups (ranging from city employees and mining employees to small businesses and manufacturing employees) working in southeastern Kentucky.
Family and household
- Membership is open to members of immediate families (including parents, brothers, sisters, aunts, uncles, grandparents, etc.) of eligible persons.
- Membership is open to spouses of persons who died while within the field of membership.
2 more ways to join
Other ways
- Membership is open to organizations of eligible persons.
- Membership is open to persons retired as pensioners or annuitants.
Membership information collected October 4, 2026.