Credit union · NCUA insured
Green River Area Federal Credit Union
A $60.1M credit union headquartered in Owensboro, KY, with 4,970 members and 3 branches in Kentucky. Best rates: CDs 3.00% and savings 0.10% APY.
Green River Area Federal Credit Union Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#9 of 12 in Owensboro, KY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Green River Area Federal Credit Union
- Headquarters
- 3000 Highway 144, Owensboro, KY 42303-0215
- NCUA charter
- 12852
Branches
3 branches in Kentucky
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Kentucky
3 branches
Owensboro area · 1
- Main Office 3000 E 4th StMain office3000 Highway 144, Owensboro, KY 42303Directions
Greenville area · 1
- Greenville Branch Office440 Hopkinsville St, Fl 1, Greenville, KY 42345Directions
Henderson area · 1
- Henderson Branch Office902 2nd St, Henderson, KY 42420Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.53% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.46% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $72 | $59 | — |
- CapitalNet worth ratio20.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.53%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.46%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$72Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Green River Area Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.