Credit union · NCUA insured
Louisville Federal Credit Union Savings Rates
Top CarrotLouisville Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How Louisville Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Louisville Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Louisville Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Auxiliary Shares
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Louisville Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Louisville Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.20%APY
Semi-annual statement; payroll deduction; membership open to Federal Employees, Federal Retirees and their immediate family; minimum balance of $25.00 required to maintain membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Bi-annual / Semi-annual dividend. | 0.20% | $20 | Bi-annual / Semi-annual dividend. |
| $25,000 – $50,000Bi-annual / Semi-annual dividend. | 0.50% | — | Bi-annual / Semi-annual dividend. |
| $50,000 – $100,000Bi-annual / Semi-annual dividend. | 1.00% | — | Bi-annual / Semi-annual dividend. |
| $100,000 – $150,000Bi-annual / Semi-annual dividend. | 1.50% | — | Bi-annual / Semi-annual dividend. |
| $150,000 and upBi-annual / Semi-annual dividend. | 2.00% | — | Bi-annual / Semi-annual dividend. |
Sources (4)
- louisvillefcu.com/wp-content/u…sDisclosure6-23-2025.pdf
- louisvillefcu.com/accounts
- louisvillefcu.com/rates-fees
- louisvillefcu.com/accounts/savings
All captured Sep 19, 2026
Auxiliary Shares
0.10%APY
Requires Regular Share Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBi-annual / Semi-annual dividend; All Balances.Any balance | 0.10% | $10 | Bi-annual / Semi-annual dividend; All Balances. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Youth Share Account
0.25%APY
Up to Age 18; age is determined by the age of the primary member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Bi-annual dividend on balances $0.01-$10,000.00 (Truth in Savings disclosure states Up to $2,500).Up to $10,000 | 0.25% | $25 | Bi-annual dividend on balances $0.01-$10,000.00 (Truth in Savings disclosure states Up to $2,500). |
Sources (2)
All captured Sep 19, 2026
Who can join Louisville Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Federal Government contract employees are eligible for membership.
- Federal Government Employees are eligible for membership.
- Federal Government Retirees are eligible for membership.
Family and household
- Family members (related by blood or marriage) of current or eligible members are eligible for membership.
Cost to join
- There is no fee for membership.
- A minimum opening deposit and active balance of $25.00 into a savings account is required.
Membership information collected October 4, 2026.