Compare Bank & Credit Union Rates
Best savings rates in West Des Moines, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in West Des Moines, IA
- 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. Dividends are paid from current income and available earnings after required transfers to reserves. Dividends begin to accrue on non-cash deposits on the business day deposited.
Offer: Dividends accrue on non-cash deposits on the business day deposited. APY assumes principal and interest remain on deposit for full term. Membership required.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1.00 to open and maintain account. Payroll deduction available.
Offer: No minimum balance required.
0.10% interest rate
Rate checked
More details - Financial Plus Credit UnionShare SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain a $25.00 balance. Three free withdrawals per month. Balance of $50 or more earns dividends. Dividends are compounded daily, paid monthly.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Share Savings Balance APY Up to $50 0.00% $50 and upYour amountMinimum $25.00 balance required. 0.10% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: $2 monthly service fee waived with a balance of $100 or more. Includes 15 free transfers per month ($10 excessive withdrawal charge per transfer over 15).
Offer: Interest rate and APY are variable and subject to change at any time. $0.01 minimum balance to obtain APY.
0.04% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $1,000 0.04% $1,000 and upYour amount 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credit and compound annually. Rates subject to change after account opening.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents ownership of the credit union and makes member eligible for all products and services. Dividends credited and compounded monthly. Can be used for overdraft protection. Free online banking, eStatements, and mobile deposit.
Offer: Dividends paid monthly on balance of $100 or greater. No monthly service fee.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired with a Greater Checking account. To qualify for higher dividend rates, the following requirements must post and settle prior to the last business day of the month: at least 20 debit card purchases totaling $100 (PIN or signature based), enrollment in e-statements, and either direct deposit of at least $100/month into Greater Checking or at least one payment made via Greater Iowa bill pay from Greater Checking.
Offer: Base/non-qualifying rate earned on total balance if Greater Checking requirements are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Up to 6 withdrawals per month ($2.00 per item fee for each withdrawal over the limit). Fixed rate on entire balance compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Standard savings account for ages 18+. Monthly paper statement fee $2 waived if free eStatements selected.
Offer: Interest rate 0.05% applies to balances over $100. Minimum opening deposit and balance $100.
0.05% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account for lower balances and first-time savers. $5 minimum balance fee assessed monthly when daily balance falls below $200. $5 monthly paper statement fee can be avoided by enrolling in free eStatements. $1 monthly fee per requested debit card. Interest compounded monthly.
Offer: Applies to all balances. $5 monthly fee if daily balance falls below $200. $5 paper statement fee waived with eStatements. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 12, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. Limited to 6 convenient withdrawal transactions per month (branch or ATM withdrawals do not count toward the limit). No monthly fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. No minimum balance fees.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in West Des Moines, IA
90 accounts at 29 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.48%
- Banks, typical
- 0.28%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
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Des Moines, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 2 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch