Compare Bank & Credit Union Rates
Best savings rates in Indianola, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Indianola, IA
- City State BankAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–3.05% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Requires at least one monthly direct deposit in a City State Bank account. Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
Offer: Requires at least one monthly direct deposit in a City State Bank account. Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
1.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 1.00% $10,000 – $100,000Your amount 1.75% $100,000 – $250,000 2.20% $250,000 and up 3.05% Rate checked
More details - Greater Iowa Credit UnionGreater SavingsSavings · $0 min · 0.50%–1.70% by balance
Credit union · 1 branch
1.70%APY$170 a year on $10,000with conditionsRequirements
Product: Must be paired with a Greater Checking account. To qualify for higher dividend rates, the following requirements must post and settle prior to the last business day of the month: at least 20 debit card purchases totaling $100 (PIN or signature based), enrollment in e-statements, and either direct deposit of at least $100/month into Greater Checking or at least one payment made via Greater Iowa bill pay from Greater Checking.
Offer: Qualifying rate on balances up to $50,000 when Greater Checking qualification requirements are met.
Qualified rate · 1.69% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Greater Savings Balance APY Up to $50,000Your amount 1.70% Over $50,000 0.50% Rate checked
More details - Greater Iowa Credit UnioneMoney MarketeMoney Market · $10,000 min · 1.30%–2.17% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Must be enrolled in electronic statements (eStatements) with a valid email address. Rates may vary after the account is opened.
Offer: Must be enrolled in electronic statements (eStatements) with a valid email address.
1.29% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for eMoney Market Balance APY $10,000 and upYour amount 1.30% $25,000 and up 1.35% $50,000 and up 1.51% $100,000 and up 1.71% $250,000 and up 1.92% $500,000 and up 2.17% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
Offer: Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
1.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 1.00% $2,500 – $25,000Your amount 1.25% $25,000 – $100,000 1.40% $100,000 and up 1.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Rates are variable and subject to change without notice after account is opened.
Offer: $10 maintenance fee is applied per statement cycle if minimum daily balance falls below $100. Fees may reduce earnings.
1.00% interest rate · $10 monthly fee · Effective Sep 25, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Community 1st Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.70%–1.75% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends are calculated by the daily balance method and compounded monthly. Minimum daily balance to earn must be maintained each day to obtain disclosed APY (fee if balance drops below minimum). Rates may vary after account opening.
Offer: Minimum daily balance to earn must be maintained each day to obtain disclosed APY.
0.70% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.70% $25,001 and up 0.85% $50,001 and up 1.15% $100,001 and up 1.40% $250,001 and up 1.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $10 monthly service charge by maintaining an average daily balance of $2,500 or more. Avoid the $2.00 paper statement fee each month by enrolling in eStatements.
Offer: Minimum balance of $2,500 required to obtain disclosed APY. Monthly service charge of $10 avoided with $2,500 average daily balance. Paper statement fee of $2.00 avoided by enrolling in eStatements.
0.50% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 0.50% $50,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 – $750,000 1.25% $750,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle, you must: 1) make 15 debit card (non-ATM) transactions; and 2) be enrolled in and receive eStatements. Monthly qualification cycle is defined as the calendar month.
Offer: Qualifications not met in either checking account; all balances in the C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate by balance
Rate by balance for C1st Saver Balance APY Any balance 0.03% Up to $15,000Your amountQualifications met (15 debit card non-ATM transactions and eStatements enrolled/received). 0.50% $15,001 and upQualifications met. Balances over $15,000 earn 0.25% APY on the portion of the balance over $15,000, resulting in 0.50% APY to 0.28% APY depending on the balance. 0.25% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
Offer: Qualifying rate for daily balances up to and including $20,000.00 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 0.50% $20,000 and up 0.25%* Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Greater Iowa Credit UnionMoney MarketMoney Market · $2,500 min · 0.30%–0.55% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Rates may vary after the account is opened.
0.30% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.30% $25,000 and up 0.35% $50,000 and up 0.40% $100,000 and up 0.50% $200,000 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balances required to obtain disclosed APY.
Offer: Balance range: $5,000 - $24,999.99
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Prime Reserve Account Balance APY $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends will be compounded and credited quarterly (rather than monthly). If during any time your account falls below the required minimum daily balance, your account will be subject to a service fee.
Offer: Dividends compounded and credited quarterly. Service fee applies if balance falls below required minimum daily balance.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends will be compounded and credited quarterly (rather than monthly). If during any time your account falls below the required minimum daily balance, your account will be subject to a service fee.
Offer: Dividends compounded and credited quarterly. Service fee applies if balance falls below required minimum daily balance.
0.15% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianola, IA
25 accounts at 7 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.28%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.23%
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Des Moines, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 2 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch