Compare Bank & Credit Union Rates
Best savings rates in Dubuque, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Dubuque, IA
- 0.25%APY$25 a year on $10,000
Requirements
Product: Requires an initial deposit of $100 to open and minimum balance of $100 to avoid monthly maintenance fee.
Offer: $3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening.
0.10% interest rate · $3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $1,000 0.10% $1,000 – $5,000 0.15% $5,000 – $10,000 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - Dupaco Community Credit UnionShare SavingsSavings · $25 min · 0.00%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of last dividend declaration date. Rate is variable and may change after account opening. Par value of one share in the credit union is $25.00.
0.00% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Dupaco Community Credit UnionYou Name It SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of the last dividend declaration date. Rates are variable and subject to change after account opening.
0.00% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for You Name It Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - DuTrac Community Credit UnionShare Savings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply. Minimum balance of $100 to receive APY does not apply to members under age 18. Rate may change after account opening.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY does not apply to members under age 18.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - DuTrac Community Credit UnionSub-Share AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY.
0.05% interest rate
Rate by balance
Rate by balance for Sub-Share Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - Fidelity Bank & TrustMoney MarketMoney Market · $1,000 min · 0.10%–0.55% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Consumer rates only. Fees may reduce earnings.
0.10% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.55% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. Limited to 6 convenient withdrawal transactions per month (branch or ATM withdrawals do not count toward the limit). No monthly fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. No minimum balance fees.
0.05% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Must have Life Checking account in order to have Life Savings. No minimum balance required. Qualifying rate requires 20 debit card transactions on the Life Checking account; otherwise earns 0.01% APY on the entire balance.
Offer: Requires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account.
Qualified rate · 0.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Life Savings Balance APY Up to $10,000 0.75% $10,000 and upYour amount 0.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dubuque, IA
34 accounts at 11 banks and credit unions · checked Oct 16–17
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.35%
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Dubuque, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- Empeople Credit UnionCredit union · 1 branch
- UMB BankBank · 7 branches