Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Illinois
- FCB BanksPremier Money MarketPremier Money Market · $1,000 min · 0.65%–2.00% by balance
Bank · 14 branches
1.60%APY$160 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Monthly service charge of $18 assessed if account falls below $1,000 minimum daily balance. Six withdrawals allowed per month ($10 fee per excess withdrawal/payment). Receive bonus rate with 49er Gold Club Checking.
Offer: Assessed $18 monthly service charge only if account falls below $1,000 minimum daily balance. Minimum daily balance to earn interest is $0.01.
0.65% interest rate · $18 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.65% $5,000 – $25,000Your amount 1.60% $25,000 – $45,000 1.85% $45,000 – $96,000 1.95% $96,000 and up 2.00% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 28 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.56%APY$156 a year on $10,000
Requirements
Product: Minimum balance requirement of $2,500 to avoid a $10 monthly service fee. Limited to six transfers, including no more than six third party checks.
Offer: Rate may change after account opening. $10 monthly service fee waived with minimum balance of $2,500.
1.55% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 1.55%APY$155 a year on $10,000
Requirements
Offer: Minimum daily balance to obtain APY is $0.01. $5 monthly service charge applies if average balance in monthly statement cycle falls below $1,000 (fee waived if $1,000 average balance maintained; fee not assessed until the second monthly statement cycle). Variable rate, compounded daily and credited monthly.
Compounded daily · $5 monthly fee · Effective Dec 11, 2025
Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Service fee of $10.00 imposed each statement cycle if average daily balance falls below $2,500.00.
1.50% interest rate · $10 monthly fee
Rate checked
More details - Decatur Earthmover Credit UnionMoney MarketMoney Market · $1,000 min · 1.01%–2.12% by balance
Credit union · 4 branches
1.51%APY$151 a year on $10,000Requirements
Product: Allows up to three checks per month with a minimum of $250 per check. Initial deposit to open is $1,000 and the minimum balance is $1,000.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 1.92% $100,000 and up 2.12% Rate checked
More details - DuPage Credit UnionHigh-Yield SavingsSavings · $0 min · 1.00%–2.53% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Exclusively available to holders of a High-Yield Checking or Cash Back Checking account under the same membership account. To earn the higher tiered rates, minimum monthly qualification requirements for the related checking account must be met (such as enrolling in eStatements and spending $1,200 with a DuPage Credit Union Visa Credit Card per billing cycle); otherwise, dividends are paid at the stated Membership Savings rate. If the related checking account is closed, the High-Yield Savings account will also be closed. No minimum balance or monthly service fees.
Offer: Applies to entire balance when qualifying requirements are met. Dividends paid at stated Membership Savings rate if qualifications not met.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $9,999 1.00% $10,000 – $49,999Your amount 1.51% $50,000 – $99,999 2.02% $100,000 and up 2.53% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: To earn rewards: At least one ACH transaction, at least 15 debit card purchases, enrolled in online banking and e-statements each monthly qualification cycle. $50 minimum deposit to open. Nationwide ATM withdrawal fees reimbursed up to $25.00 ($9.99 per single transaction) when qualifications met. Limit one account per primary account holder SSN.
Offer: Qualifications met. Daily balances up to $10,000 earn 1.50% interest rate (1.51% APY).
Qualified rate · 1.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Three-Star Award: Meet requirements for preceding level (maintain Power Checking Account, use VISA Debit Card for at least 4 purchases/month) and sign up for eDocs.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Acme Continental Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 1.51%–2.53% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance requirement is $2000. Rates are subject to change.
1.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $25,000Your amount 1.51% $25,000 – $75,000 1.76% Over $75,000 2.53% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualifications: at least 12 debit card purchases post and settle, enrolled and receive eStatement notice, enrolled and log into online banking.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Available with any FirstCCU Checking Account. No minimum balance required to earn APY. Excessive withdrawal fee of $3.00 per withdrawal after 1 free per year.
Offer: Must have a FirstCCU Checking Account.
Qualified rate · 1.49% interest rate
Rate checked
More details - ISPFCUMoney Market CheckingMoney Market Checking · $5,000 min · 1.00%–2.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Unlimited deposits; up to six debit transactions per month. Check writing available.
0.99% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.50% $25,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Monthly maintenance fee of $15 is waived with a $1,000 minimum daily balance.
Offer: $15 monthly maintenance fee waived with $1,000 minimum daily balance.
1.49% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.
Offer: $200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.
1.49% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
783 accounts at 327 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.92%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch