Credit union · NCUA insured
Decatur Earthmover Credit Union
Top CarrotA $314.5M credit union headquartered in Forsyth, IL, with 20,602 members and 4 branches in Illinois. Best rates: CDs 3.98% and savings 1.51% APY.
Decatur Earthmover Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#3 of 15 in Decatur, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Decatur Earthmover Credit Union
- Headquarters
- 260 W Marion Ave, Forsyth, IL 62535
- NCUA charter
- 68597
Branches
4 branches in Illinois
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Illinois
4 branches
Decatur area · 3
- ForsythMain office260 W Marion Ave, Forsyth, IL 62535Directions
- Dividend2600 Dividend Dr, Decatur, IL 62526Directions
- Southeast4855 Aldi Dr, Decatur, IL 62521Directions
Paris area · 1
- Paris319 E Jasper St, Paris, IL 61944Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.64% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio11.64%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Decatur Earthmover Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.