Bank · FDIC insured
First National Bank and Trust Company Savings Rates
First National Bank and Trust Company’s best savings rate is 1.51% APY, with its Ignite, with extra requirements. Rates checked October 16, 2026.
How First National Bank and Trust Company’s savings rates compare
Compared with banks and credit unions in Wisconsin, where First National Bank and Trust Company has the most branches. $10,000, best rate first.
This bank’s best
First National Bank and Trust Company
1.51%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $151
Ignite
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ignite
0.00%APY on $10,000
To earn rewards: At least one ACH transaction, at least 15 debit card purchases, enrolled in online banking and e-statements each monthly qualification cycle. $50 minimum deposit to open. Nationwide ATM withdrawal fees reimbursed up to $25.00 ($9.99 per single transaction) when qualifications met. Limit one account per primary account holder SSN.
| Part of the balance | Rate on that part |
|---|---|
| $10,000 and up | 0.15% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- firstnbtc.com/rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.