Bank · FDIC insured
MSU Federal Credit Union Savings Rates
MSU Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How MSU Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where MSU Federal Credit Union has the most branches. $10,000, best rate first.
This bank’s best
MSU Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- $200
- Earns on $10,000 a year
- $150
Statement Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
MSU Federal Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MSU Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
1.50%APY
$200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and up$200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.$200 and up | 1.50% | $150 | $200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement. |
Sources (1)
- acquisitions.msufcu.org/products · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.