Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 556–570 results in Illinois
- DuTrac Community Credit UnionShare Savings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply. Minimum balance of $100 to receive APY does not apply to members under age 18. Rate may change after account opening.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY does not apply to members under age 18.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - DuTrac Community Credit UnionSub-Share AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY.
0.05% interest rate
Rate by balance
Rate by balance for Sub-Share Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Consumer rates only. Fees may reduce earnings.
0.10% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.55% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications not met or not bundled. Dividends compounded and paid monthly.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fee. Minimum balance of $100 to earn dividends. Flexible goal-based savings account. Dividends compounded and paid monthly.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded monthly. Variable rate.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of one share is $5.00. Minimum balance of $100.00 to earn dividends. Membership eligibility required.
Offer: Minimum balance of $100.00 to earn dividends. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Maroon Financial Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 minimum balance required. Establishes membership with MFCU. 3 free withdrawals per month; $5 fee for excess withdrawals.
0.00% interest rate · No monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $300 0.00% $300 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. $3 monthly fee assessed on accounts with a daily minimum balance of less than $50. Bonus rate of interest available for members of FNB Check Plus Account.
Offer: Annual percentage yields based upon quarterly compounding. No minimum balance required to obtain APY. $3 monthly fee if daily minimum balance falls below $50.
0.10% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly service fee is waived by maintaining a $100 minimum daily balance for ages 18 and over; no minimum balance required for ages 17 and under. Includes 6 free withdrawals per month with a $3 excess withdrawal fee thereafter.
Offer: For ages 18 and over. Avoid $2 monthly service fee by maintaining a $100 minimum daily balance. 6 free withdrawals per month, $3 fee per withdrawal in excess thereafter.
0.10% interest rate · $2 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly service fee is waived by maintaining a $100 minimum daily balance for ages 18 and over; no minimum balance required for ages 17 and under. Includes 6 free withdrawals per month with a $3 excess withdrawal fee thereafter.
Offer: For ages 17 and under (minors). No minimum balance required to avoid monthly service fee. 6 free withdrawals per month, $3 fee per withdrawal in excess thereafter.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded quarterly. $5 quarterly fee waived with $100 minimum balance. 12 free withdrawals per quarter; $1 per withdrawal thereafter. $25 fee if account closed within 90 days.
Offer: Interest compounded quarterly. $5 quarterly fee waived with $100 minimum balance. 12 free withdrawals per quarter; $1 per withdrawal thereafter. $25 fee if account closed within 90 days.
0.10% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 52 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly.
Offer: A service charge fee of $10.00 is imposed every month if the balance falls below $10,000.00 any day of the month.
0.10% interest rate · Compounded daily · $10 monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1st Community BankMoney Market Savers AccountMoney Market Savers Account · $1,000 min · 0.05%–0.10% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly maintenance fee if qualifying balance is maintained. Interest is calculated on the daily balance method and paid monthly. Variable rate accounts; interest rates and APYs may change at any time, and fees may reduce earnings. Account has transaction limitations.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savers Account Balance APY $1,000 – $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch