Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Illinois
- 0.50%APY$50 a year on $10,000
Requirements
Product: Earns quarterly dividends. $25 initial deposit is required to open account.
Offer: Earns quarterly dividends.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Share accounts are Credit Union Savings Accounts (same as Passbook Accounts). Dividends are figured on an average daily balance and paid on the last day of each month.
Offer: Minimum balance to obtain APY is $50.00. Early withdrawal penalty may apply. Rates subject to change.
0.50% interest rate · Effective Oct 3, 2020
Rate checked
More details - Financial Plus Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.10%–2.06% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates are tiered, based on current balance, and subject to change without notice.
Effective Jan 8, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $1,500 0.10% $1,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 – $500,000 1.51% $500,000 – $1,000,000 2.06% $1,000,000 and up 2.06% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Low balance rate tier
0.50% interest rate · Effective Sep 3, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Sep 3, 2024
Rate checked
More details - Peoples National BankPreferred Money MarketPreferred Money Market · $1,000 min · 0.48%–0.50% by balance
Bank · 19 branches
0.49%APY$49 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance or a $15,000 average daily balance. $1,000 minimum balance to receive interest.
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance or a $15,000 average daily balance. APYs based on Monthly Compounding.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1,000 – $10,000 0.48% $10,000 – $25,000Your amount 0.49% $25,000 and up 0.50% Rate checked
More details - Security Savings BankHigh Yield Investment AccountSavings · $10,000 min · 0.25%–1.00% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rate paid on full balance in account when minimum met. Variable rate account subject to change at any time. Interest accrued daily and credited monthly. $500 minimum transaction amount.
Offer: Tiered interest paid on full balance when minimum balance is met.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for High Yield Investment Account Balance APY $500 and up 0.25% $10,000 and upYour amount 0.45% $25,000 and up 0.50% $50,000 and up 0.55% $75,000 and up 0.75% $100,000 and up 1.00% Rate checked
More details - West Central BankPlatinum Money MarketPlatinum Money Market · $10,000 min · 0.45%–0.75% by balance
Bank · 6 branches
0.45%APY$45 a year on $10,000Requirements
Offer: Tier 1
0.45% interest rate · Effective Dec 16, 2025
Rate by balance
Rate by balance for Platinum Money Market Balance APY $10,000 and upYour amount 0.45% $25,000 and upTier 2 0.50% $50,000 and upTier 3 0.75% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - ABD Federal Credit UnionSplit Rate SavingsSavings · $500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: To open a Split Rate account, each member must maintain a minimum balance of $500 in their Regular Share account, which remains inaccessible while the Split Rate account is active. Penalty incurred for early withdrawal.
Offer: Penalty incurred for early withdrawal. Minimum to avoid charge is $500.00.
0.25% interest rate · Effective Mar 31, 2024
Rate by balance
Rate by balance for Split Rate Savings Balance APY Up to $2,000 0.25% $2,000 – $5,000 0.35% $5,000 and upYour amount 0.45% Rate checked
More details - 0.43%APY$43 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 2 basic rate automatically applies if direct deposit requirement into active INB checking account is not met monthly. Rate adjusts automatically in next cycle once qualified again.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.42%APY$42 a year on $10,000
Requirements
Product: Avoid the $5 monthly service fee by maintaining a $100 minimum daily balance.
Offer: Avoid the $5 monthly service fee by maintaining a $100 minimum daily balance. APY based on monthly compounding.
$5 monthly fee · Effective Sep 15, 2026
Rate checked
More details - Advia Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.40%–0.60% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.
Offer: A minimum $1,000 daily balance is required to earn dividends.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $3.00 service charge if average monthly balance is less than $100. Transaction limits apply. Interest rate and APY may change after account opening. Fees could reduce earnings.
Offer: $3.00 service charge if average monthly balance is less than $100.
0.40% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Free account that builds savings automatically. Linked to free Cha-CHING Ca$h or Cha-CHING Ca$h Back checking account. Automatic transfers of rewards. Limit one account per SSN.
Offer: Requires meeting monthly qualification cycle requirements in linked Cha-CHING Ca$h or Cha-CHING Ca$h Back account: at least 12 debit card purchases post and settle, receive eStatements, and at least 1 ACH auto debit or bill pay transaction post and settle.
Qualified rate · 0.40% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch