Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Illinois
- Land of Lincoln Credit UnionMoney MarketMoney Market · $2,500 min · 1.36%–1.80% by balance
Credit union · 14 branches
1.46%APY$146 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00. Minimum deposit and withdrawal requirement of $100.00. Limited to 6 preauthorized withdrawals/transfers per month, with up to 3 payable to a third party / by check. Excess withdrawals subject to $20.00 fee each or account closing. NCUA and ESI insured.
Offer: Dividends calculated daily and credited monthly.
1.35% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.36% $10,000 – $25,000Your amount 1.46% $25,000 and up 1.80% Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 7 branches
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - Catholic & Community CUMoney MarketMoney Market · $2,500 min · 1.45%–1.75% by balance
Credit union · 3 branches
1.45%APY$145 a year on $10,000Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.45% $25,000 – $75,000 1.65% $75,000 and up 1.75% Rate checked
More details - IAA Credit UnionPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.43% by balance
Credit union · 2 branches
1.41%APY$141 a year on $10,000with conditionsRequirements
Product: Requires a Platinum or Elite Checking account and maintaining a monthly direct deposit of your paycheck.
Offer: Requires a Platinum or Elite Checking account and maintaining a monthly direct deposit of your paycheck. If you do not meet these qualifications, you will receive the Money Market account dividend rate and annual percentage yield.
Qualified rate · 0.70% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $5,000 0.70% $5,000 – $15,000Your amount 1.41% $15,000 – $25,000 1.61% $25,000 – $50,000 2.02% $50,000 and up 2.43% Rate checked
More details - 1.41%APY$141 a year on $10,000
1.25% interest rate
Rate by balance
Rate by balance for Tiered Plus Share Balance APY Up to $1,000 1.26% $1,000 – $10,000 1.31% $10,000 – $50,000Your amount 1.41% $50,000 and up 1.51% Rate checked
More details - 1.41%APY$141 a year on $10,000
Requirements
Product: Dividend rate currently paid on all balances of $25 and up and are tiered. Monthly deposits up to $2,000 and a once-a-year deposit up to $20,000; total deposits up to $44,000 in a one-year period. Interest paid on every dollar in the account. Rates subject to change and not guaranteed.
Offer: Share dividend/interest tier: amounts $0 to $50,000. Separate text states dividends are paid on balances of $25 and up.
1.40% interest rate
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $50,000Your amount 1.41%* $50,001 – $100,000 1.66%* $100,001 – $150,000 2.17%* $150,001 – $200,000 2.69%* $200,001 and up 3.20%* Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 1.06%–3.25% by balance
Bank · 44 branches
1.38%APY$138 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Relationship APY requires an eligible Midland High Yield Checking account with at least one common owner. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 1.06% $10,000 – $25,000Your amount 1.38% $25,000 – $250,000 3.25% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.25% Rate checked
More details - Gas & Electric Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.25%–2.25% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: Allows up to three withdrawals a month and requires a minimum $2,000 balance.
Offer: Allows up to three withdrawals a month and requires a minimum $2,000 balance.
1.24% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 1.25% $10,000 – $24,999Your amountAllows up to three withdrawals a month. 1.35% $25,000 – $99,999Allows up to three withdrawals a month. 1.75% $100,000 – $249,999Allows up to three withdrawals a month. 2.00% $250,000 and upAllows up to three withdrawals a month. 2.25% Rate checked
More details - Staley Credit UnionPreferred Money Market AccountsPreferred Money Market Accounts · $0 min · 0.10%–2.75% by balance
Credit union · 3 branches
1.30%APY$130 a year on $10,000Rate by balance
Rate by balance for Preferred Money Market Accounts Balance APY Up to $2,000 0.10% $2,001 – $10,000Your amount 1.30% $10,001 – $25,000 1.80% $25,001 – $50,000 2.15% $50,001 – $150,000 2.25% $150,001 and up 2.75% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: All Savings (share) account dividends are based on the Credit Union's earnings at the end of the dividend period and cannot be declared in advance. All dividends are calculated using the average daily balance method.
Offer: Quarterly compounding frequency. Stated as APR on deposit table.
1.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Minimum requirement - $20.00 balance.
1.25% interest rate
Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details - MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 11 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - United Equity Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Offer: Earn dividends by maintaining a $2,500 minimum daily average balance.
1.20% interest rate
Rate checked
More details - The Clay City Banking Co.Hometown Money Market Deposit AccountHometown Money Market Deposit Account · $2,500 min · 1.21%–2.02% by balance
Bank · 4 branches
1.21%APY$121 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $25,000.00 minimum average balance. Up to 6 third-party withdrawals included per month.
Offer: Avoid $10 monthly service fee with $25,000.00 minimum average balance.
1.20% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Hometown Money Market Deposit Account Balance APY Up to $25,000Your amount 1.21% $25,000 – $100,000APY range stated as 1.21% - 1.40%. 1.46%* $100,000 – $250,000APY range stated as 1.40% - 1.53%. 1.61%* Over $250,000APY range stated as 1.53% - 1.77%. 2.02%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
783 accounts at 327 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.92%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch