Compare Bank & Credit Union Rates
Best savings rates in Quincy, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–20 results in Quincy, IL
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a Kasasa Cash or Kasasa Cash Back checking account. Kasasa rewards are automatically transferred into Kasasa Saver. If qualifications are not met in a month, account is still free; if disqualified for 3 consecutive months, checking account is converted to a regular, free MFCCU Checking Account.
Offer: Base rate on all balances, even if qualifications are not met.
Qualified rate · No monthly fee
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with a $300 daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after new account opening. Up to 3 free withdrawals or transfers per month ($2.00 for each additional transaction). Free paperless statements; $3.00 per month for paper statements.
Offer: No minimum balance requirement to earn APY. Monthly service fee is $5.00, waived if maintaining a $300 minimum daily balance or having at least one monthly electronic deposit of $25 or more (also waived for the first 60 days for new accounts). Free paperless statements; $3.00/month for paper statements. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit reward of up to $60 per account ($100 per household) available for making 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
$5 monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $12 waived with $5,000 daily balance. Interest compounded monthly. Daily balance method applies a daily periodic rate to ending collected balance. Rate increases when balances reach $24,999.00 and $99,998.00. Rate is based on five tier levels.
Offer: Monthly service fee $12 waived if $5,000 daily balance is maintained for the monthly cycle. Rate applies based on ending collected balance each day.
Compounded monthly · $12 monthly fee · Effective Oct 23, 2026
Rate checked
More details - First Bankers TrustPersonal Savings AccountSavings · $50 min · 0.00%–0.01% by balance
Bank · 4 branches
0.01%APY$1 a year on $10,000Requirements
Product: Interest rates may change at any time and after the account is opened. Electronic statement monthly at no cost; paper statement $3.95/month on request. Fees could reduce earnings.
Offer: APY requires stated balance. $3 monthly service charge waived if $100 minimum balance is maintained.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $100 0.00% $100 and upYour amountAPY for $100 and over. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Quincy, IL
20 accounts at 9 banks and credit unions · checked Oct 23
- Typical
- 0.25%
- Top 10% from
- 1.00%
- Banks, typical
- 0.23%
- Credit unions, typical
- 1.00%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch