Credit union · NCUA insured
Members First Community CU Savings Rates
Members First Community CU’s best savings rate is 1.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Members First Community CU’s savings rates compare
Compared with banks and credit unions near Quincy, IL-MO, where Members First Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Members First Community CU
1.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
HomeBank
1.16%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $116
3rd-highest rate
United State Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Members First Community CU savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members First Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.00%APY
Requires a Kasasa Cash or Kasasa Cash Back checking account. Kasasa rewards are automatically transferred into Kasasa Saver. If qualifications are not met in a month, account is still free; if disqualified for 3 consecutive months, checking account is converted to a regular, free MFCCU Checking Account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies on balances up to $25,000 when qualifications are met. | 1.00% | $100 | Applies on balances up to $25,000 when qualifications are met. |
| Any balanceBase rate on all balances, even if qualifications are not met. | 0.05% | $5 | Base rate on all balances, even if qualifications are not met. |
Sources (1)
- membersfirstccu.com/savings-accounts · captured Sep 17, 2026
Who can join Members First Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Adams County, Brown County, Pike County, or Schuyler County in Illinois are eligible for membership.
Employers and groups
- Employees of any of the credit union's Employer Groups are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- A one-time entrance fee of $5 is required for membership (no entrance fee for youth accounts).
- Primary Shares account requires a minimum balance of $25 to maintain membership (youth members 17 or younger may build up to the $25 minimum).
Membership information collected October 5, 2026.