Bank · FDIC insured
First Bankers Trust
A $1.2B bank headquartered in Quincy, IL, with 9 branches in Illinois. Best rates: savings 0.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—1.81%CD rates →
- Savings681.00%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bankers Trust
- Headquarters
- 1201 Broadway St, Quincy, IL 62301
- FDIC certificate
- 16501 ↗
Branches
9 branches in Illinois
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Illinois
9 branches
Quincy area · 5
- First Bankers Trust Company, National AssociationMain office1201 Broadway St, Quincy, IL 62301Directions
- Mendon Branch101 E Collins St, Mendon, IL 62351Directions
- 24th And Kochs Lane Facility2321 Kochs Ln, Quincy, IL 62305Directions
- Community Facility3333 Broadway St, Quincy, IL 62301Directions
- State At 24th Street Facility502 S 24th St, Quincy, IL 62301Directions
Carthage area · 1
- 1395 Buchanan Street Branch1395 Buchanan St, Carthage, IL 62321Directions
Macomb area · 1
- Union Bank/West Branch440 N Lafayette St, Macomb, IL 61455Directions
Rushville area · 1
- Rushville Branch116 S Congress St, Rushville, IL 62681Directions
Springfield area · 1
- Springfield Branch2201 Wabash Ave, Springfield, IL 62704Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.68% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalLeverage ratio10.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.68%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bankers Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.