Compare Bank & Credit Union Rates
Best savings rates in Bloomington, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bloomington, IL
- 0.50%APY$50 a year on $10,000
Requirements
Product: Dividend paid monthly on the average daily balance. Rate may change after the account is opened. Requires a $20 minimum balance to establish credit union membership.
Offer: Dividend paid monthly on the average daily balance. Rate may change after the account is opened.
0.50% interest rate · Effective Jul 31, 2026
Rate checked
More details - 0.43%APY$43 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 2 basic rate automatically applies if direct deposit requirement into active INB checking account is not met monthly. Rate adjusts automatically in next cycle once qualified again.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - U of I Community Credit UnionIllini Draft Money Market AccountIllini Draft Money Market Account · $0 min · 0.20%–0.75% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: There is no service charge for balances that fall under $2,500. NCUA insured. Access funds by check or electronic transfer.
0.20% interest rate
Rate by balance
Rate by balance for Illini Draft Money Market Account Balance APY Up to $2,500 0.20% $2,500 – $25,000Your amount 0.40% $25,000 and up 0.75% Rate checked
More details - U of I Community Credit UnionJumbo Money Market AccountJumbo Money Market Account · $0 min · 0.40%–1.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Higher rate paid only on the portion of the balance above $50,000. NCUA insured.
0.40% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 and up 1.50% Rate checked
More details - Flanagan State BankMoney Market Investment AccountMoney Market Investment Account · $2,500 min · 0.22%–0.65% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum balance. Six transactions per month allowed; additional withdrawals may incur fees or result in account conversion to checking.
Offer: Minimum Balance to Obtain APY is Less than $10,000.00. Interest frequency monthly. Variable rate.
0.22% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 0.22% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 and up 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $8 monthly maintenance fee waived with $2,500 minimum daily balance. Rates vary by daily balance tier.
Offer: Daily balances up to $999.99 earn 0.20% APY.
0.20% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details - Bank of PontiacInvestment Money MarketInvestment Money Market · $5,000 min · 0.25%–0.65% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Monthly service charge of $12 can be avoided with a $5,000 minimum balance. Free Online Banking & Bill Pay (with at least one bill payment each month; inactive Bill Pay charged $4.95/month).
0.25% interest rate · $12 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Investment Money Market Balance APY Up to $75,000Your amount 0.25% $75,000 – $150,000 0.35% $150,000 – $250,000 0.40% $250,000 – $2,500,000 0.55% $2,500,000 and up 0.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be paired with Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases that post and settle, enroll in and receive e-statements, and enroll in and log into online banking during each monthly qualification cycle. Non-qualifying balances earn 0.03% APY. Stated rates are variable and may change after account is opened. Limit 1 account per SSN.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.30% $10,000 and upYour amount 0.15%* Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. Avoid $3 quarterly service fee by maintaining a $300 minimum average balance; no monthly service fee for customers under 19 or over 62 years old. A $50 fee will be charged if closed within 90 days.
0.15% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $7 can be avoided with a $1,000 minimum balance. Free Online Banking & Bill Pay (with at least one bill payment each month; inactive Bill Pay charged $4.95/month).
0.05% interest rate · $7 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bloomington, IL
57 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.65%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.55%
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Bloomington, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- State Farm Federal Credit UnionCredit union · 1 branch
- U of I Community Credit UnionCredit union · 2 branches