Compare Bank & Credit Union Rates
Best savings rates in Tampa, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–130 results in Tampa, FL
- MIDFLORIDA Credit UnionHigh Five SavingsSavings · $100 min · 0.01%–5.00% by balance
Credit union · 2 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available exclusively online. Limit one account per primary member. Pays blended APY across tiers. $10 monthly fee waived with a $100 average daily balance.
Offer: Blended rate structure. Monthly fee of $10 waived with a $100 average daily balance.
4.89% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Five Savings Balance APY Up to $2,000 5.00% Over $2,000Your amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee if you maintain a $50 average daily balance.
Offer: $0 monthly maintenance fee if a $50 average daily balance is maintained.
0.01% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Domestic personal accounts only (advertised rate applies in Florida). Must be a US citizen or resident alien with valid US TIN. $25 monthly maintenance fee waived with $5,000 balance per statement cycle or $25,000 combined monthly average balance in other deposit or loan accounts (excluding credit cards). Up to 6 preauthorized withdrawals/transfers per statement cycle.
Offer: Domestic personal account customers in Florida. Must be US citizen or resident alien with valid US TIN.
$25 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $5,000 0.01% $5,000 – $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 and up 0.15% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.
Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.
$5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min
Bank · 14 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Non-Dividend Earning
Offer: Non-Dividend Earning; $5 Opening Deposit
0.00% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Huntington BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.00%–3.35% by balance
Bank · 2 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: $25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
Offer: Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account.
Qualified rate · 0.00% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. 3.35% $2,000,001 – $100,000,000,000Requires $25,000 new money to Huntington. 0.25% Rate checked
More details - 0.00%APY$0 a year on $10,000with conditions
Requirements
Product: Fees may reduce earnings on share accounts. Automatic deposit of $25 debited monthly from TBF Checking Account.
Offer: Automatic deposit of $25 debited monthly from TBF Checking Account. Fees may reduce earnings on share accounts.
Qualified rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL
130 accounts at 43 banks and credit unions · checked Oct 15–22
- Typical
- 0.09%
- Top 10% from
- 1.67%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches