Compare Bank & Credit Union Rates
Best savings rates in Tampa, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Tampa, FL
- Metro Federal Credit UnionPrimary SavingsSavings · $100 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must be a member of Metro Federal Credit Union. Initial deposit of $10 required. A balance of $250 is required after 3 months to avoid a $5.00 monthly minimum balance fee (members under 18 and over 60 are exempt).
Offer: Dividends compounded and paid monthly. $5 monthly fee applies after 3 months if balance is below $250 (waived for members under 18 or over 60).
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $4,999 0.10% $5,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum to earn dividends: none. Shared rate table with lines 10-13.
0.20% interest rate
Rate checked
More details - FLCBankPersonal Money MarketPersonal Money Market · $1,000 min · 0.10%–3.05% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Average Daily Balance $2,000 or $20 Monthly Service Charge. Rates are variable and subject to change. Minimum balance to obtain stated APYs applies per tier. Service charges may reduce earnings.
Offer: Less than $10,000
0.10% interest rate · $20 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 1.90% $100,000 – $199,999 2.66% $200,000 and up 3.05% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes Credit Union Membership. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
Offer: Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.15% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - GTE FinancialSavings Account (Regular Shares)Savings · $5 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account / Member-Owner Share requires a $5 deposit to become a member. Balances of $100 or more earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account (Regular Shares) Balance APY Up to $100 0.00% $100 – $500 0.50% $500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - First California Federal Credit UnionTotal SaverSavings · $5 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate. Fee-free ATM access nationwide. Dividends are computed on the daily balance method, begin accruing as of the date of deposit, and are paid and compounded monthly on accounts with a minimum of $5.00.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Total Saver Balance APY Up to $250 0.00% $250 – $3,000 0.05% $3,000 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Franklin-Somerset Federal Credit UnionShare (savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Credit union membership required with a $25.00 minimum share balance. Dividends compounded monthly on average daily balance meeting or exceeding $100.00.
Offer: Dividends compounded monthly. Minimum balance of $100.00 required to earn dividends.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share (savings) Balance APY $100 – $2,000 0.05% Over $2,000Your amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL
130 accounts at 43 banks and credit unions · checked Oct 15–22
- Typical
- 0.09%
- Top 10% from
- 1.67%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches